763 Grandpa's Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 763 Grandpa's Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,514 sqft · built 2007
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Aug 2018)
Tax Bill	$8,009 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A962000864`

Property Details

APN / Parcel Number

Primary APN	`A962000864`
Alternative APN	`2-0042-7319-00-0003.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
1st Floor Area	2,515 sqft
Basement Area	2,506 sqft
Finished Basement	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	137,214 sqft (3.15 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	453 sqft

Location & Zoning

Account Number	A962000864
Old Parcel Number	A962000864
Street Address	763 GRANDPAS LN
City	O FALLON
State	MO
Zip	63366-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST PAUL PL LOT 3
Legal Range	03E
Legal Township	47N
Legal Subdivision	ST PAUL PL
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	311801

Owner

763 Grandpa's Ln is owned and occupied by two individuals who bought it in August 2018.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	763 GRANDPAS LN, O FALLON, MO 63366-1062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Oct 13, 2020	Deed of Trust, Mortgage WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Deed Document Number	0006963941
Deed Book / Page	4155 / 850
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	20050419000343620
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	763 GRANDPAS LN, O FALLON, MO 63366-1062
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069630943
Date	Aug 15, 2018
Book Page	6963/0943
Instrument	20180815000466340

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	763 GRANDPAS LN, O FALLON, MO 63366-1062
Document Number	0000080598
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	763 GRANDPAS LN O FALLON MO 633661062, O FALLON, MO 63366-1062

Mortgage

Document Number	0000080598
Date	Oct 22, 2020
Instrument	80598

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O'FALLON, MO 63368

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 763 Grandpa's Ln was $8,009.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,009.00	$131,374	$691,443 Land $118,125 Building $573,318
2023		$117,855
2022			$620,289 Land $118,125 Building $502,164

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 763 Grandpa's Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 763 Grandpa's Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

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