Ottawa County property record for 764 Fall St, Spring Lake, MI 49456 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,863 sqft · built 1953 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,344 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2019 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 70-03-23-107-020 |
| Primary APN | 70-03-23-107-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,863 sqft Living Area |
| 1st Floor Area | 1,863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 14,418 sqft (0.331 acres) |
| Lot Dimensions | 90 ft deep x 250 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 764 FALL ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NW FRL 1/4 COM AT SW COR LOT 128 EVERGREEN PARK SUBD, TH S 33 FT, W 66 FT, TH S 243 FT M/L TO LLOYD'S BAYOU, TH E'LY & |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 23 |
| Legal Subdivision | EVERGREEN PARK SUB |
| Legal Block | 107 |
| Legal Lot Number | 128 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21100 |
Source: Ottawa County records · APN 70-03-23-107-020
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit TRI CITIES CU |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit TRI CITIES CU |
| Jan 25, 2024 | Intrafamily Transfer, Transfer |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2003 |
| Deed Sale | Sep 11, 2003 |
| Deed Book / Page | 4247 / 108 |
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 20240001986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 20170021759 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2017-0021759 |
| Name | TRI CITIES CU |
|---|---|
| Type | Credit Union |
| Address | GRAND HAVEN, MI 49417 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190018995 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019-0018995 |
| Name | TRI CITIES CU |
|---|---|
| Type | Credit Union |
| Address | GRAND HAVEN, MI 49417 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Document Number | 20240001986 |
| Instrument Date | May 18, 2020 |
| Instrument | 2024-0001986 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 764 FALL ST, SPRING LAKE, MI 49456-1931 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20190047892 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0047892 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2040 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,300 (+20.71%) | $588,600 (+20.71%) | |
| 2025 | $9,344.00 (+17.24%) Homeowner's exemption | $243,800 (-11.76%) | $487,600 (-11.76%) |
| 2023 | $276,300 | $552,600 | |
| 2022 | $7,970.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 585.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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