739 Fall St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 739 Fall St, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1953
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2022)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-23-106-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-23-106-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	739 FALL ST
City	SPRING LAKE
State	MI
Zip	49456-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 117 & 118 EVERGREEN PARK SUB
Legal Range	16W
Legal Township	8N
Legal Section	23
Legal Subdivision	EVERGREEN PARK SUB
Legal Block	106
Legal Lot Number	117-118
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4007
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-23-106-018

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	739 FALL ST, SPRING LAKE, MI 49456-1930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	202213494
Prior Transfer Date	Dec 14, 2009
Prior Transfer Doc	20090050134
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 12, 2022
Property Address	739 FALL ST, SPRING LAKE, MI 49456-1930
Document Number	20220013494
Map Reference	LB 10 PG 11
Instrument Date	Mar 29, 2022
Instrument	2022-0013494
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15126 WILDFIELD DR, 15126, SPRING LAKE, MI 49456-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	739 FALL ST, SPRING LAKE, MI 49456-1930

Mortgage

Document Number	20220013477
Date	Apr 12, 2022
Instrument	2022-0013477

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 21, 2021
Property Address	739 FALL ST, SPRING LAKE, MI 49456-1930
Document Number	20210032152
Map Reference	LB 10 PG 11
Instrument Date	Jun 18, 2021
Instrument	2021-0032152
Transaction Type	Transfer
Record Updated	Jul 07, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4570 UPHAM ST, 4570, WHEAT RIDGE, CO 80033-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15126 WILDFIELD DR, SPRING LAKE, MI 49456-2100

Mortgage

Document Number	20210032153
Date	Jun 21, 2021
Instrument	2021-0032153

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	739 FALL ST, SPRING LAKE, MI 49456-1930
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170000475
Date	Jan 04, 2017
Instrument	2017-0000475

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,700 (-1.02%)	$291,400 (-1.02%)
2025	$5,295.00 (+22.37%) Homeowner's exemption	$147,200 (+24.11%)	$294,400 (+24.11%)
2023		$118,600	$237,200
2022	$4,327.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Xfinity, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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