7635 McCowan Dr, Jacksonville, FL 32244 Property Records

Duval County property record for 7635 McCowan Dr, Jacksonville, FL 32244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 984 sqft · built 1980
Lot Size	0.119 acres (5,198 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Oct 2017)
Tax Bill	$3,230 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098926-1084`

Property Details

APN / Parcel Number

Primary APN	`098926-1084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	984 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,198 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7635 MCCOWAN DR
City	JACKSONVILLE
State	FL
Zip	32244-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	35-71 30-3S-26E .112 DUCLAY FOREST LOT 42 BLK A
Legal Range	26E
Legal Township	03S
Legal Section	30
Legal Subdivision	DUCLAY FOREST
Legal Block	A
Legal Lot Number	42
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1016
Census Tract	13522

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 MISTED LILAC PL, SPRING, TX 77381-6427
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Nov 14, 2013 · Amount on File
Deed Document Number	2017246504
Deed Book / Page	18165 / 1946
Prior Transfer Date	Aug 7, 2012
Prior Transfer Doc	0160250271
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 27, 2017
Property Address	7635 MCCOWAN DR, JACKSONVILLE, FL 32244-5244
Document Number	0181651946
Book / Page	18165 / 1946
Map Reference	MB 35 PG 71
Instrument Date	Oct 13, 2017
Instrument	2017246504
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7563 PHILIPS HWY STE 109, 7563, JACKSONVILLE, FL 32256-6824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MICHELSON RD, MONTEREY, CA 93940-6208

Mortgage

Document Number	2017246505
Date	Oct 27, 2017
Instrument	2017246505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,409 (+2.03%) Land $57,500 Building $112,909	$170,409 (+2.03%) Land $57,500 Building $112,909
2025	$3,230.00 (+12.11%)	$167,011 (+4.27%) Land $57,500 Building $109,511	$167,011 (+4.27%) Land $57,500 Building $109,511
2024	$2,881.00 (+5.57%)
2023	$2,729.00 (+16.23%)	$160,172 (+11.96%) Land $50,000 Building $110,172	$160,172 (+11.96%) Land $50,000 Building $110,172
2022	$2,348.00	$143,061 Land $38,000 Building $105,061	$143,061 Land $38,000 Building $105,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1992–2017)
Claims Outside the SFHA	10 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20