7632 McCowan Dr, Jacksonville, FL 32244 Property Records

Duval County property record for 7632 McCowan Dr, Jacksonville, FL 32244

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,326 sqft · built 1979
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (May 2017)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	May 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`098926-1240`

Property Details

APN / Parcel Number

Primary APN	`098926-1240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,196 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	250 sqft
Patio Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7632 MCCOWAN DR
City	JACKSONVILLE
State	FL
Zip	32244-5245
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RLD-60
Legal Description	35-71 30-3S-26E DUCLAY FOREST LOT 21 BLK C
Legal Range	26E
Legal Township	03S
Legal Section	30
Legal Subdivision	DUCLAY FOREST
Legal Block	C
Legal Lot Number	21
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1017
Census Tract	13522

Owner

7632 McCowan Dr, a mobile home, is owned by an individual who bought it in May 2017.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3 MISTED LILAC PL, SPRING, TX 77381-6427
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Document Number	2017105059
Deed Book / Page	17971 / 2253
Prior Transfer Date	Feb 16, 2016
Prior Transfer Doc	0174611987
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 5, 2017
Property Address	7632 MCCOWAN DR, JACKSONVILLE, FL 32244-5245
Document Number	0179712253
Book / Page	17971 / 2253
Map Reference	MB 35 PG 71
Instrument Date	May 3, 2017
Instrument	2017105059
Transaction Type	Construction Loan
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MICHELSON RD, MONTEREY, CA 93940-6208

Mortgage

Document Number	2017105060
Date	May 5, 2017
Instrument	2017105060

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7632 McCowan Dr was $1,393, down 59.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,520 (+%) Land $57,500 Building $20	$57,520 (+%) Land $57,500 Building $20
2025	$1,393.00 (-59.51%)	$57,519 Land $57,500 Building $19	$57,519 Land $57,500 Building $19
2024	$3,440.00 (+5.2%)
2023	$3,270.00 (+17.37%)	$202,924 (+13.72%) Land $50,000 Building $152,924	$202,924 (+13.72%) Land $50,000 Building $152,924
2022	$2,786.00	$178,448 Land $38,000 Building $140,448	$178,448 Land $38,000 Building $140,448

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7632 McCowan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1992–2017)
Claims Outside the SFHA	10 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7632 McCowan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20