7635 Clover 4 Rd, Celina, OH 45822 Property Records

Mercer County property record for 7635 Clover 4 Rd, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 1984
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2010)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-136800.0100`

Property Details

APN / Parcel Number

Primary APN	`09-136800.0100`
Alternative APN	`12-04-200-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
Basement Area	1,986 sqft
Unfinished Basement	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	182,952 sqft (4.2 acres)
Garage Type	Attached

Location & Zoning

Street Address	7635 CLOVER 4 RD
City	CELINA
State	OH
Zip	45822-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR NE NE RTS: 003-07-04
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1011
Census Tract	967900

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE ST HENRY BANK
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK
May 24, 2019	Deed of Trust, Mortgage · Line of Credit THE ST HENRY BANK
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2010 · Amount on Record
Deed Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	20101744
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000001357
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Mar 18, 2022
Property Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Document Number	202200001357
Instrument Date	Mar 11, 2022
Instrument	202200001357
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543

Mortgage

Document Number	202200001358
Date	Mar 18, 2022
Instrument	202200001358

Lender

Name	THE ST HENRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005476
Date	Nov 9, 2018
Instrument	201800005476

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002145
Date	May 24, 2019
Instrument	201900002145

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003749
Date	Aug 30, 2019
Instrument	201900003749

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7635 CLOVER 4 RD, CELINA, OH 45822-9543
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001456
Date	Mar 5, 2021
Instrument	202100001456

Lender

Name	THE ST HENRY BANK
Type	Bank
Address	SAINT HENRY, OH 45883

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00	$120,580 (-) Land $17,360 Building $103,220
2024	$4,937.00 (+0.24%)	$120,580 (-) Land $17,360 Building $103,220
2023	$4,925.00 (+20.5%)	$120,580 (+39.53%) Land $17,360 Building $103,220	$344,500 (+39.53%) Land $49,600 Building $294,900
2022	$4,087.00	$86,420 Land $13,580 Building $72,840
2020			$246,900 Land $38,800 Building $208,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Wabash Communications Fixed Wireless	100 / 25

May also be available: AT&T, Frontier, NKTELCO - Goldstar.

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