7174 Clover 4 Rd, Celina, OH 45822 Property Records

Mercer County property record for 7174 Clover 4 Rd, Celina, OH 45822

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1.5 ba · 2,414 sqft · built 1987
Lot Size	11.6 acres (505,296 sqft)
Owner	Company Name on Record
Tax Bill	$9,157 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-004000.0100`

Property Details

APN / Parcel Number

Primary APN	`11-004000.0100`
Alternative APN	`12-04-100-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,414 sqft Total Area
Basement Area	842 sqft
Unfinished Basement	842 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	505,296 sqft (11.6 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7174 CLOVER 4 RD
City	CELINA
State	OH
Zip	45822-9013
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT NE NW RTS: 003-07-04
Legal Subdivision	FRANKLIN TOWNSHIP
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1028
Census Tract	967900

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7174 CLOVER 4 RD, CELINA, OH 45822-9013
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Dec 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Apr 27, 2020	Deed of Trust, Mortgage · ARM FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1999
Deed Sale	Feb 1, 1999
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7174 CLOVER 4 RD, CELINA, OH 45822-9013
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000812
Date	Feb 17, 2017
Instrument	201700000812

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7174 CLOVER 4 RD, CELINA, OH 45822-9013
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700005635
Date	Dec 1, 2017
Instrument	201700005635

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	7174 CLOVER 4 RD, CELINA, OH 45822-9013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002089
Date	Apr 27, 2020
Instrument	202000002089

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	May 1, 2030
Change Frequency	5 Years

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Marion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,157.00	$267,960 (-) Land $52,080 Building $215,880
2024	$9,157.00 (+1.64%)	$267,960 (-) Land $52,080 Building $215,880
2023	$9,009.00 (+29.12%)	$267,960 (+29.34%) Land $52,080 Building $215,880	$765,610 (+29.34%) Land $148,810 Building $616,800
2022	$6,977.00	$207,180 Land $43,660 Building $163,520
2020			$591,940 Land $124,740 Building $467,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	100 / 25
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clover 4 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures