Hamilton County property record for 7635 Chance Dr, Cleves, OH 45002 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,770 sqft Living Area |
| Lot Size | 15,342 sqft (0.352 acres) |
| Garage | Attached, 516 sqft |
| Last Sale | $365,000 (2016) |
| Tax Bill | $7,597.00 (2025) |
| Primary APN | 570-0010-0280-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,770 sqft Living Area |
| Gross Area | 4,344 sqft Gross Area |
| 1st Floor | 1,551 sqft 1st Floor |
| 2nd Floor | 1,219 sqft 2nd Floor |
| Basement Area | 1,058 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 15,342 sqft (0.352 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 516 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 7635 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR 0.3522 ACLOT 41 WHISPERINGFARMS SUB PHASE 2BLOCK A |
| Legal Subdivision | WHISPERINGFARMS SUB PHASE 2 |
| Legal Lot Number | 41 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
Source: Hamilton County records · APN 570-0010-0280-00
Assessment roll updated January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 06, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2016 · Amount on Record |
| Deed Sale | Dec 07, 2016 · Amount on Record |
| Prior Sale | Apr 10, 2013 · Amount on Record |
| Deed Doc Number | 2016115118 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 0000038257 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7635 CHANCE DR, CLEVES, OH 45002-8618 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022718 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 15631/2221 |
| Instrument | 2026-0022718 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 06, 2023 |
| Property Address | 7635 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000038257 |
| Book / Page | 14931 / 1886 |
| Map Reference | MB 413 PG 29-31 |
| Instrument Date | May 30, 2023 |
| Instrument | 2023-0038257 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038258 |
|---|---|
| Date | Jun 06, 2023 |
| Instrument | 2023-0038258 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7635 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000004721 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7635 CHANCE DR CLEVES OH 450028618, CLEVES, OH 45002-8618 |
| Document Number | 0000004721 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 014332/000810 |
| Instrument | 4721 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 11, 2041 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,597.00 (+12.38%) | $142,342 (-) Land $29,348 Building $112,994 | $406,690 (-) Land $83,850 Building $322,840 |
| 2024 | $6,760.00 (-0.09%) | $142,342 (-) Land $29,348 Building $112,994 | |
| 2023 | $6,766.00 (-2.01%) | $142,342 (+25.14%) Land $29,348 Building $112,994 | $406,690 (+25.14%) Land $83,850 Building $322,840 |
| 2022 | $6,905.00 Homeowner's exemption | $113,743 Land $30,625 Building $83,118 | |
| 2020 | $324,980 Land $87,500 Building $237,480 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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