Hamilton County property record for 7623 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,810 sqft · built 2012 |
| Lot Size | 0.354 acres (15,438 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (Aug 2025) |
| Tax Bill | $7,322 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0279-00 |
| Primary APN | 570-0010-0279-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| 2nd Floor Area | 1,244 sqft |
| Basement Area | 1,032 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,438 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7623 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR 0.3544 ACLOT 40 WHISPERINGFARMS SUB PHASE 2BLOCK A |
| Legal Subdivision | WHISPERING FARMS SUB |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 40 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CFBANK NA |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATUS S&L |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit KEMBA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2018 · Amount on Record |
| Deed Document Number | 0000064208 |
| Deed Book / Page | 15486 / 66 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 25, 2025 |
| Property Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000064208 |
| Book / Page | 15486 / 66 |
| Map Reference | MB 413 PG 29 |
| Instrument Date | Jun 18, 2025 |
| Instrument | 2025-0064208 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Investor | Possibly a Property Investor |
| Document Number | 0000064209 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025-0064209 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000072022 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7623 CHANCE DR CLEVES OH 450028618, CLEVES, OH 45002-8618 |
| Document Number | 0000072022 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 014217/000403 |
| Instrument | 72022 |
| Name | CFBANK NA |
|---|---|
| Address | WORTHINGTON, OH 43085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2018 |
| Property Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000109754 |
| Book / Page | 013815 / 001764 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 109754 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7623 CHANCE DR CLEVES OH 450028618, CLEVES, OH 45002-8618 |
| Document Number | 109755 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 013815/001766 |
| Instrument | 109755 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 13, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7623 CHANCE DR, CLEVES, OH 45002-8618 |
| Document Number | 0000053243 |
| Book / Page | 013438 / 001501 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7623 CHANCE DR CLEVES OH 450028618, CLEVES, OH 45002-8618 |
| Document Number | 0000053243 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 013438/001501 |
| Instrument | 53243 |
| Name | KEMBA CU |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,322.00 (+12.37%) | $137,071 (-) Land $29,348 Building $107,723 | |
| 2024 | $6,516.00 (-0.08%) | $137,071 (-) Land $29,348 Building $107,723 | |
| 2023 | $6,521.00 (+4.92%) | $137,071 (+34.21%) Land $29,348 Building $107,723 | $391,630 (+34.21%) Land $83,850 Building $307,780 |
| 2022 | $6,215.00 Homeowner's exemption | $102,130 Land $22,575 Building $79,555 | |
| 2020 | $291,800 Land $64,500 Building $227,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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