Allen County property record for 7630 Spencerville Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,700 sqft · built 1966 |
| Lot Size | 3.77 acres (164,221 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Apr 2026) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Line of Credit Apr 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-1100-01-004.000 |
| Primary APN | 45-1100-01-004.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,524 sqft |
| Finished Basement | 1,176 sqft |
| Unfinished Basement | 348 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 164,221 sqft (3.77 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open/Screened Porch |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 144 sqft |
| Patio Area | 200 sqft |
| Balcony Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 7630 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 JOINT TEN RTS 05-04-11 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMANDA |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 10600 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · Line of Credit LOAN FACTORY |
| Apr 22, 2024 | Warranty Deed, Transfer |
| Jul 13, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Apr 22, 2024 · Amount on Record |
| Deed Document Number | 20264259 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0000005954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Number | 0000004259 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.4259 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,169.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Number | 0000004260, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026..4260 |
| Name | LOAN FACTORY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 22, 2024 |
| Property Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Number | 4220003333 |
| Book / Page | 2024 / 3333 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 202404220003333 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Number | 7130005954 |
| Book / Page | 2023 / 5954 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 202307130005954 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 1, 2022 |
| Property Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
| Document Number | 7010007832 |
| Book / Page | 2022 / 7832 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 202207010007832 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7630 SPENCERVILLE RD, LIMA, OH 45806-9323 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Amanda Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 (+16.53%) | $85,340 (-0.16%) Land $17,750 Building $67,590 | $243,800 (-0.16%) Land $50,700 Building $193,100 |
| 2024 | $3,001.00 (+21.15%) Homeowner's exemption | $85,480 (+30.03%) Land $17,890 Building $67,590 | $244,200 (+30.03%) Land $51,100 Building $193,100 |
| 2023 | $2,477.00 (-1.67%) Homeowner's exemption | $65,740 (-) Land $13,760 Building $51,980 | |
| 2022 | $2,519.00 Homeowner's exemption | $65,740 Land $13,760 Building $51,980 | |
| 2021 | $187,800 Land $39,300 Building $148,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2017) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
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