Allen County property record for 7575 Spencerville Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,850 sqft · built 1920 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Oct 2022) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-1100-01-002.002 |
| Primary APN | 45-1100-01-002.002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 248 sqft |
| Canopy | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 7575 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 RTS 05-04-11 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMANDA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 10600 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7575 SPENCERVILLE RD, LIMA, OH 45806-9328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Oct 15, 2021 | Warranty Deed, Transfer |
| Dec 1, 2020 | Grant Deed, Transfer · Conventional Mortgage SUPERIOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 202211918 |
| Prior Transfer Date | Nov 25, 2020 |
| Prior Transfer Doc | 12010014854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 13, 2022 |
| Property Address | 7575 SPENCERVILLE RD, LIMA, OH 45806-9328 |
| Document Number | 10130011918 |
| Book / Page | 2022 / 11918 |
| Map Reference | VOL 886 PG 895 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 202210130011918 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7575 SPENCERVILLE RD, LIMA, OH 45806-9328 |
| Document Number | 10130011919 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 202210130011919 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Number | 10130011920 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 2022/11920 |
| Instrument | 202210130011920 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 15, 2021 |
| Property Address | 7575 SPENCERVILLE RD, LIMA, OH 45806-9328 |
| Document Number | 10150014533 |
| Book / Page | 2021 / 14533 |
| Map Reference | VOL 886 PG 895 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202110150014533 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 CABLE CT, LIMA, OH 45805-3406 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Dec 1, 2020 |
| Property Address | 7575 SPENCERVILLE RD, LIMA, OH 45806-9328 |
| Document Number | 0000014854 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 14854 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,047.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7575 SPENCERVILLE RD LIMA OH 458069328, LIMA, OH 45806-9328 |
| Document Number | 14855 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 14855 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 30, 2030 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Amanda Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (+1.42%) | $35,600 (-) Land $12,430 Building $23,170 | $101,700 (-) Land $35,500 Building $66,200 |
| 2024 | $1,406.00 (+17.76%) Homeowner's exemption | $35,600 (+30.02%) Land $12,430 Building $23,170 | $101,700 (+30.05%) Land $35,500 Building $66,200 |
| 2023 | $1,194.00 (-3.24%) Homeowner's exemption | $27,380 (-) Land $9,560 Building $17,820 | |
| 2022 | $1,234.00 | $27,380 Land $9,560 Building $17,820 | |
| 2021 | $78,200 Land $27,300 Building $50,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2017) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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