Kenton County property record for 763 Windmill Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,934 sqft · built 2005 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,490 (Oct 2005) |
| Tax Bill | $4,190 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-02-148.00 |
| Primary APN | 060-00-02-148.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,934 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 199 ft deep x 43 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 763 WINDMILL DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAIBORNE SEC 13 LOT 148 |
| Legal Subdivision | CLAIBORNE |
| Legal Phase | 13 |
| Legal Lot Number | 148 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66802 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Nov 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2005 · Amount on Record |
| Deed Sale | Oct 5, 2005 · Amount on Record |
| Prior Sale | Jul 27, 2005 · Amount on Record |
| Deed Document Number | 200510 05 059 00003 |
| Deed Book / Page | 1723 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000020774 |
| Book / Page | 496 / 184 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202620774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000020774, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 496/184 |
| Instrument | 202620774 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0005900044 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 327/952 |
| Instrument | 22011905900044 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000043 |
| Instrument Date | Nov 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 763 WINDMILL DR INDEPENDENCE KY 410518420, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000043 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 00M127/000543 |
| Instrument | 43 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000217 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 763 WINDMILL DR INDEPENDENCE KY 410518420, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000217 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 0I4284/000199 |
| Instrument | 217 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 763 WINDMILL DR, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000506 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 763 WINDMILL DR INDEPENDENCE KY 410518420, INDEPENDENCE, KY 41051-8420 |
| Document Number | 0000000506 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 0I4139/000006 |
| Instrument | 506 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,300 (-) Land $50,000 Building $310,300 | $360,300 (-) Land $50,000 Building $310,300 | |
| 2025 | $4,190.00 (+12.45%) | $360,300 (+22.01%) Land $50,000 Building $310,300 | $360,300 (+22.01%) Land $50,000 Building $310,300 |
| 2023 | $3,726.00 | $295,300 Land $40,000 Building $255,300 | $295,300 Land $40,000 Building $255,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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