Kenton County property record for 762 Windmill Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,506 sqft · built 2008 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Aug 2020) |
| Tax Bill | $4,225 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-02-147.00 |
| Primary APN | 060-00-02-147.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,506 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 199 ft deep x 42 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 762 WINDMILL DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAIBORNE SEC 13 LOT 147 |
| Legal Subdivision | CLAIBORNE |
| Legal Phase | 13 |
| Legal Lot Number | 147 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66802 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 762 WINDMILL DR, INDEPENDENCE, KY 41051-8419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK |
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 · Amount on Record |
| Deed Sale | Aug 20, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2008 · Amount on Record |
| Deed Document Number | 20205900040 |
| Deed Book / Page | 38 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 762 WINDMILL DR, INDEPENDENCE, KY 41051-8419 |
| Document Number | 0000018586 |
| Book / Page | 482 / 530 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202618586 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 762 WINDMILL DR, INDEPENDENCE, KY 41051-8419 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018586, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 482/530 |
| Instrument | 202618586 |
| Name | REGIONS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 20, 2020 |
| Property Address | 762 WINDMILL DR, INDEPENDENCE, KY 41051-8419 |
| Document Number | 0000000040 |
| Book / Page | 000038 / 000257 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 762 WINDMILL DR INDEPENDENCE KY 410518419, INDEPENDENCE, KY 41051-8419 |
| Document Number | 41 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 000M85/000681 |
| Instrument | 41 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 762 WINDMILL DR, INDEPENDENCE, KY 41051-8419 |
| Document Number | 0000000258 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 762 WINDMILL DR INDEPENDENCE KY 410518419, INDEPENDENCE, KY 41051-8419 |
| Document Number | 0000000258 |
|---|---|
| Date | Aug 7, 2018 |
| Book Page | 0I4145/000002 |
| Instrument | 258 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,300 (-) Land $50,000 Building $313,300 | $363,300 (-) Land $50,000 Building $313,300 | |
| 2025 | $4,225.00 (+3.02%) | $363,300 (+11.78%) Land $50,000 Building $313,300 | $363,300 (+11.78%) Land $50,000 Building $313,300 |
| 2023 | $4,101.00 | $325,000 Land $40,000 Building $285,000 | $325,000 Land $40,000 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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