763 Echo Vale Dr, Bedford, PA 15522 Property Records

Bedford County property record for 763 Echo Vale Dr, Bedford, PA 15522

Property Summary

Property TypeSingle Family Home
Details1,340 sqft · built 1958
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$139,000 (Oct 2018)
Tax Bill$1,526 (2026)
Deeds & MortgagesJun 2026 Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNE.09-D.06-127

Property Details

APN / Parcel Number

Primary APNE.09-D.06-127
Alternative APN
  • 010-000899

Interior

Stories1 Story
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address763 ECHO VALE DR
CityBEDFORD
StatePA
Zip15522-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description763 ECHO VALE DRIVE
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group3
Census Block3030
Census Tract960700

Owner

Source: Bedford County records · APN E.09-D.06-127

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 15, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 05, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 19, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 22, 2018Deed, Transfer · FHA Mortgage
E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2018 · Amount on Record
Deed SaleOct 22, 2018 · Amount on Record
Prior SaleApr 13, 2015 · Amount on Record
Deed Document Number20184795
Deed Book / Page2018 / 4795
Prior Transfer DateOct 26, 2016
Prior Transfer Doc1577/858
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Recording DateJun 02, 2026
Property Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
Document Number0000002289
Instrument DateMay 06, 2026
Instrument20262289
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address763 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number0000002289,
DateJun 02, 2026
Instrument20262289
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term270 Months
DueDec 01, 2048
Interest
Rate6.37%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
Transaction TypeMortgage
Record UpdatedNov 30, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address763 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number02023/4849
DateNov 15, 2023
Book Page2023/4849
Instrument2023-004849
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueDec 01, 2048

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
Transaction TypeMortgage
Record UpdatedJan 17, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address763 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number0002023/50
DateJan 05, 2023
Book Page2023/50
Instrument2023-000050
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueDec 01, 2048

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/287
DateJan 19, 2021
Book Page2021/287
Instrument2021-000287
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueDec 01, 2048

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionBEDFORD PA
Recording DateOct 22, 2018
Property Address763 ECHO VALE DR, BEDFORD, PA 15522-1915
Document Number2018/4795
Book / Page2018 / 4795
Map ReferenceMB1 PG42B
Instrument DateSep 07, 2018
Instrument2018-004795
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 W VALLEY RD STE 11, 1100, WAYNE, PA 19087-1447

Transferred To (Grantee/Buyer)

NameVerified Name
Address763 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number2018004796
DateOct 22, 2018
Instrument2018-004796
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,526.00 (+10.1%)$95,700 (-) Land $27,500 Building $68,200$95,700 (-) Land $27,500 Building $68,200
2025$1,386.00 (-21.69%)$95,700 (-) Land $27,500 Building $68,200$95,700 (-) Land $27,500 Building $68,200
2023$1,770.00 Additional exemption filed$95,700 Land $27,500 Building $68,200
2012$95,700 Land $27,500 Building $68,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Crowsnest Broadband.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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