757 Echo Vale Dr, Bedford, PA 15522 Property Records

Bedford County property record for 757 Echo Vale Dr, Bedford, PA 15522

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Sep 2026)
Tax Bill	$1,676 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E.09-D.06-126`

Property Details

APN / Parcel Number

Primary APN	`E.09-D.06-126`
Alternative APN	`010-000562`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement

Location & Zoning

Street Address	757 ECHO VALE DR
City	BEDFORD
State	PA
Zip	15522-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	757 ECHO VALE DR
Jurisdiction	BEDFORD PA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3030
Census Tract	960700

Owner

757 Echo Vale Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Bedford County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed, Transfer · FHA Mortgage EMM LOANS LLC
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Jun 12, 2020	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Jun 12, 2020 · Amount on File
Deed Document Number	20264935
Prior Transfer Date	Jan 1, 1958
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 29, 2026
Property Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915
Document Number	0000004935
Instrument Date	Sep 29, 2026
Instrument	20264935
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number	0000004936,
Date	Sep 29, 2026
Instrument	20264936

Lender

Name	EMM LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/0704
Date	Feb 11, 2020
Book Page	2020/0704
Instrument	2020-000704

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 12, 2020
Property Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915
Document Number	2020/2647
Book / Page	2020 / 2647
Instrument Date	Jun 12, 2020
Instrument	2020-002647
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 ECHO VALE DR, BEDFORD, PA 15522-1915

Mortgage

Document Number	2020002648
Date	Jun 12, 2020
Instrument	2020-002648

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 757 Echo Vale Dr was $1,676.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Bedford Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,676.00	$102,500 Land $35,200 Building $67,300	$102,500 (-) Land $35,200 Building $67,300
2025			$102,500 Land $35,200 Building $67,300
2023	$1,896.00 Additional exemption filed	$102,500 Land $35,200 Building $67,300
2012			$102,500 Land $35,200 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 757 Echo Vale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 757 Echo Vale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUN AUTH OF BORO OF BEDFORD serves 5,127 people · EPA ID PA4050002
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Crowsnest Broadband.

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