7622 Dunkirk Ct, Lakeland, FL 33809 Property Records

Polk County property record for 7622 Dunkirk Ct, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,153 sqft · built 2005
Lot Size1.27 acres (55,744 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Apr 2024)
Tax Bill$5,615 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-27-16-161093-000040

Property Details

APN / Parcel Number

Primary APN24-27-16-161093-000040
Alternative APNs
  • 162724161093000040
  • 62724000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,153 sqft Living Area
Gross Area2,553 sqft
1st Floor Area2,153 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area55,744 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area243 sqft

Location & Zoning

Street Address7622 DUNKIRK CT
CityLAKELAND
StateFL
Zip33809-6869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERWOOD ISLE PB 127 PGS 3-4 LOT 4
Legal Range24E
Legal Township27S
Legal Section16
Legal SubdivisionSHERWOOD ISLE
Legal Tract161093
Legal Block2
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2018
Census Tract12304

Owner

7622 Dunkirk Ct is owned and occupied by an individual who bought it in April 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7622 DUNKIRK CT, LAKELAND, FL 33809-6869
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Prior SaleDec 16, 2015 · Amount on File
Deed Document Number202493602
Deed Book / Page13088 / 2094
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 23, 2024
Property Address7622 DUNKIRK CT, LAKELAND, FL 33809-6869
Document Number0000093602
Book / Page13088 / 2094
Map ReferenceMB 127 PG 3&4
Instrument DateApr 19, 2024
Instrument2024093602
Transaction TypeTransfer
Record UpdatedMay 7, 2024
Title CompanyEASY TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address815 LAKESHORE DR, POLK CITY, FL 33868-9559

Transferred To (Grantee/Buyer)

NameVerified Name
Address7622 DUNKIRK CT, LAKELAND, FL 33809-6869

Mortgage

Document Number0130882096
DateApr 23, 2024
Instrument13088/2096
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7622 DUNKIRK CT, LAKELAND, FL 33809-6869
Document Number0113271894
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7622 DUNKIRK CT LAKELAND FL 338096869, LAKELAND, FL 33809-6869

Mortgage

Document Number0113271894
DateAug 7, 2020
Book Page011327/001894
Instrument160225
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7622 Dunkirk Ct was $5,615 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$434,780 (+0.1%) Land $145,000 Building $289,780$434,780 (+0.1%) Land $145,000 Building $289,780
2025$5,615.00$434,365 Land $145,000 Building $289,365$434,365 Land $145,000 Building $289,365
2023$3,451.00 (+2.83%) Homeowner's exemption$265,499 (+3%)$417,383 (+12.32%) Land $140,000 Building $277,383
2022$3,356.00 Homeowner's exemption$257,766$371,608 Land $115,000 Building $256,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7622 Dunkirk Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1995–2024)
Claims Outside the SFHA9 of 12
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7622 Dunkirk Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST
serves 28,082 people · EPA ID FL6532348
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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