Polk County property record for 7622 Dunkirk Ct, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,153 sqft · built 2005 |
| Lot Size | 1.27 acres (55,744 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Apr 2024) |
| Tax Bill | $5,615 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-16-161093-000040 |
| Primary APN | 24-27-16-161093-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 2,153 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 55,744 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 243 sqft |
| Street Address | 7622 DUNKIRK CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERWOOD ISLE PB 127 PGS 3-4 LOT 4 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | SHERWOOD ISLE |
| Legal Tract | 161093 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12304 |
7622 Dunkirk Ct is owned and occupied by an individual who bought it in April 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7622 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on File |
| Deed Sale | Apr 23, 2024 · Amount on File |
| Prior Sale | Dec 16, 2015 · Amount on File |
| Deed Document Number | 202493602 |
| Deed Book / Page | 13088 / 2094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 23, 2024 |
| Property Address | 7622 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0000093602 |
| Book / Page | 13088 / 2094 |
| Map Reference | MB 127 PG 3&4 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024093602 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | EASY TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 LAKESHORE DR, POLK CITY, FL 33868-9559 |
| Name | Verified Name |
|---|---|
| Address | 7622 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0130882096 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 13088/2096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7622 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0113271894 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7622 DUNKIRK CT LAKELAND FL 338096869, LAKELAND, FL 33809-6869 |
| Document Number | 0113271894 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 011327/001894 |
| Instrument | 160225 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
The 2025 property tax bill for 7622 Dunkirk Ct was $5,615 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,780 (+0.1%) Land $145,000 Building $289,780 | $434,780 (+0.1%) Land $145,000 Building $289,780 | |
| 2025 | $5,615.00 | $434,365 Land $145,000 Building $289,365 | $434,365 Land $145,000 Building $289,365 |
| 2023 | $3,451.00 (+2.83%) Homeowner's exemption | $265,499 (+3%) | $417,383 (+12.32%) Land $140,000 Building $277,383 |
| 2022 | $3,356.00 Homeowner's exemption | $257,766 | $371,608 Land $115,000 Building $256,608 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7622 Dunkirk Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1995–2024) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7622 Dunkirk Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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