Polk County property record for 7610 Dunkirk Ct, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,049 sqft · built 2005 |
| Lot Size | 1.37 acres (60,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Dec 2013) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-16-161093-000030 |
| Primary APN | 24-27-16-161093-000030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,049 sqft Living Area |
| Gross Area | 3,449 sqft |
| 1st Floor Area | 3,049 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 60,017 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 21 sqft |
| Street Address | 7610 DUNKIRK CT |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERWOOD ISLE PB 127 PGS 3-4 LOT 3 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | SHERWOOD ISLE |
| Legal Tract | 161093 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12304 |
7610 Dunkirk Ct is owned and occupied by two individuals who acquired it in September 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Oct 5, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2013 · Amount on File |
| Deed Sale | Dec 5, 2013 · Amount on File |
| Prior Sale | Jan 25, 2013 · Amount on File |
| Deed Document Number | 2013222272 |
| Deed Book / Page | 9126 / 1 |
| Last Transfer Date | Sep 21, 2023 |
| Transfer Doc | 0000234465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0000295392 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 12946/840 |
| Instrument | 2023295392 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 5, 2023 |
| Property Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0000234465 |
| Book / Page | 12861 / 312 |
| Map Reference | MB 127 PG 3&4 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023234465 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Name | Verified Name |
|---|---|
| Address | 7610 DUNKIRK CT, LAKELAND, FL 33809-6869 |
| Document Number | 0012861314 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 12861/314 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 7610 Dunkirk Ct was $4,262 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,892 (+2.7%) | $559,977 (-0.35%) Land $145,000 Building $414,977 | |
| 2025 | $4,262.00 Homeowner's exemption | $369,905 | $561,921 Land $145,000 Building $416,921 |
| 2023 | $4,547.00 (+2.57%) Homeowner's exemption | $349,010 (+3%) | $561,633 (+9.85%) Land $140,000 Building $421,633 |
| 2022 | $4,433.00 Homeowner's exemption | $338,845 | $511,252 Land $115,000 Building $396,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7610 Dunkirk Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1995–2024) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7610 Dunkirk Ct is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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