7620 Champlain Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 7620 Champlain Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,121 sqft · built 2005
Lot Size0.346 acres (15,072 sqft)
OwnerIndividual Name on Record
Last Sale$528,000 (May 2026)
Tax Bill$2,072 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR08112-004-018-000

Property Details

APN / Parcel Number

Primary APNR08112-004-018-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,121 sqft Living Area
1st Floor Area1,806 sqft
Basement Area1,766 sqft
Finished Basement1,766 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area15,072 sqft (0.346 acres)
TerrainLow
Garage Area420 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area182 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceWell

Location & Zoning

Street Address7620 CHAMPLAIN DR
CityWILMINGTON
StateNC
Zip28412-3199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 2 SEC 3 OCEAN FOREST LAKES
Legal SubdivisionOCEAN FOREST LAKES SEC 3
Legal Block4
Legal Lot Number2
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group2
Census Block2007
Census Tract12106

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 14, 2020Deed of Trust, Mortgage · VA Mortgage
USAA FED'L SVGS BK
Sep 28, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number202614010
Deed Book / Page6850 / 2930
Prior Transfer DateAug 6, 1996
Prior Transfer Doc2068000407
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateMay 22, 2026
Property Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199
Document Number0000014010
Book / Page6850 / 2930
Instrument DateMay 14, 2026
Instrument202614010
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyROCKET MORTGAGE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106,656.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199

Mortgage

Document Number0000014011,
DateMay 22, 2026
Instrument202614011
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateMay 22, 2026
Property Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199
Document Number00685002930
Book / Page6850 / 2930
Instrument DateMay 14, 2026
Instrument202614010
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyROCKET MORTGAGE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106,656.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199

Mortgage

Document Number0000014011,
DateMay 22, 2026
Instrument202614011
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199
Document Number0063811149
Instrument DateNov 14, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7620 CHAMPLAIN DR WILMINGTON NC 284123199, WILMINGTON, NC 28412-3199

Mortgage

Document Number0063811149
DateNov 20, 2020
Book Page006381/001149
Instrument49622
Lender
NameUSAA FED'L SVGS BK
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateSep 28, 2018
Property Address7620 CHAMPLAIN DR, WILMINGTON, NC 28412-3199
Document Number0061700533
Book / Page006170 / 000533
Instrument DateSep 18, 2018
Instrument29811
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$570.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 CHAMPLAIN DR WILMINGTON NC 28412, WILMINGTON, NC 28412

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$528,100 (-) Land $142,900 Building $385,200$528,100 (-) Land $142,900 Building $385,200
2025$2,072.00$528,100 (+60.81%) Land $142,900 Building $385,200$528,100 (+60.81%) Land $142,900 Building $385,200
2023$1,783.00 (-0.94%)$328,400 Land $76,800 Building $251,600$328,400 Land $76,800 Building $251,600
2022$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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