762 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 762 Arce St, Watsonville, CA 95076

Property Summary

Property Type	Townhouse
Details	4 bd · 4.5 ba · 2,092 sqft · built 2003
Lot Size	0.043 acres (1,873 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Jun 2011)
Tax Bill	$5,529 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`017-741-19`

Property Details

APN / Parcel Number

Primary APN	`017-741-19`
Alternative APN	`017-741-19-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Building Area	2,092 sqft Living Area
Gross Area	2,485 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Tile
Lot Area	1,873 sqft (0.043 acres)
Garage Type	Attached
Garage Area	393 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	762 ARCE ST
City	WATSONVILLE
State	CA
Zip	95076-1072
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	VISTA MONTANA TR 1445
Legal Block	1
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1010
Census Tract	110101

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	762 ARCE ST, WATSONVILLE, CA 95076-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 1, 2019	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 2, 2011 · Amount on Record
Deed Sale	Jun 2, 2011 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	201122251
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	0000088985
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2026
Property Address	762 ARCE ST, WATSONVILLE, CA 95076-1072
Document Number	0000008368
Instrument Date	Mar 24, 2026
Instrument	20268368
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 ARCE ST, WATSONVILLE, CA 95076-1072

Mortgage

Document Number	0000008368,
Date	Apr 16, 2026
Instrument	20268368

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Sep 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	762 ARCE ST, WATSONVILLE, CA 95076-1072
Document Number	0000020303
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 ARCE ST WATSONVILLE CA 950761072, WATSONVILLE, CA 95076-1072

Mortgage

Document Number	0000020303
Date	Jul 19, 2019
Instrument	20303

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,495 (+2%) Land $160,998 Building $241,497
2025	$5,529.00 (+11.14%) Homeowner's exemption	$394,603 (+4.04%) Land $157,841 Building $236,762
2024	$4,975.00 (+1.66%)
2023	$4,894.00 (+2.11%) Homeowner's exemption	$379,280 Land $151,712 Building $227,568	$569,970
2022	$4,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Internet Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon, Xfinity.

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