761 Simerson Rd, Lexington, NC 27295 Property Records

Davidson County property record for 761 Simerson Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,906 sqft · built 1985
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$56,000 (Jul 1992)
Tax Bill	$908 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-011-0-000-0059`

Property Details

APN / Parcel Number

Primary APN	`04-011-0-000-0059`
Alternative APN	`9005019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,906 sqft Total Area
1st Floor Area	1,081 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Width	95 ft Width
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	100 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9005019
Street Address	761 SIMERSON RD
City	LEXINGTON
State	NC
Zip	27295-5259
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	L59 BK819-1424 SIMMERSON RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2014
Census Tract	61704

Owner

761 Simerson Rd, a rural home, is owned and occupied by two individuals who bought it in July 1992.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	761 SIMERSON RD, LEXINGTON, NC 27295-5259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1992 · Amount on File
Deed Sale	Jul 1, 1992 · Amount on File
Prior Sale	Sep 1, 1989 · Amount on File
Deed Book / Page	819 / 1424
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	761 SIMERSON RD, LEXINGTON, NC 27295-5259
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024021523
Date	Apr 7, 2020
Book Page	2402/1523
Instrument	2020000007470

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LEXINGTON, NC 27293

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	761 SIMERSON RD, LEXINGTON, NC 27295-5259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024021507
Date	Apr 7, 2020
Book Page	2402/1507
Instrument	2020000007469

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 761 Simerson Rd was $908, up 4.1% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$908.00 (+4.13%)	$135,710 (-0.66%)	$135,710 (-0.66%) Land $13,950 Building $121,760
2025	$872.00	$136,610	$136,610 Land $13,950 Building $122,660
2023	$873.00	$133,530	$133,530 Land $13,950 Building $119,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 761 Simerson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 761 Simerson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Simerson Rd

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