756 Simerson Rd, Lexington, NC 27295 Property Records

Davidson County property record for 756 Simerson Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,566 sqft · built 1989
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jun 2022)
Tax Bill	$733 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-011-0-000-0070`

Property Details

APN / Parcel Number

Primary APN	`04-011-0-000-0070`
Alternative APNs	`9017078` `9262651`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Total Area
1st Floor Area	1,269 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Lot Width	186 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	297 sqft
Patio Area	720 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9262651
Street Address	756 SIMERSON RD
City	LEXINGTON
State	NC
Zip	27295-5259
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	L70 BK2554-702 SIMMERSON RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2015
Census Tract	61704

Owner

756 Simerson Rd, a rural home, is owned and occupied by two individuals who bought it in June 2022.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
May 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Jul 1, 1988 · Amount on File
Deed Document Number	202214574
Deed Book / Page	2554 / 702
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0019720418
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Recording Date	Apr 1, 2026
Property Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259
Document Number	0000005818
Book / Page	2749 / 1349
Instrument Date	Mar 27, 2026
Instrument	20265818
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259

Mortgage

Document Number	0000005818,
Date	Apr 1, 2026
Book Page	2749/1349
Instrument	20265818

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259

Mortgage

Document Number	0026470939
Date	May 1, 2024
Book Page	2647/939
Instrument	2024007541

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 28, 2022
Property Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259
Document Number	0025540702
Book / Page	2554 / 702
Instrument Date	Jun 27, 2022
Instrument	2022000014574
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 SIMERSON RD, 825, LEXINGTON, NC 27295-5260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 SIMERSON RD, LEXINGTON, NC 27295-5259

Mortgage

Document Number	2022000014575
Date	Jun 28, 2022
Instrument	2022000014575

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 756 Simerson Rd was $733.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,260 (-)	$118,260 (-) Land $24,470 Building $93,790
2025	$733.00	$118,260	$118,260 Land $24,470 Building $93,790
2023	$745.00	$118,260	$118,260 Land $24,470 Building $93,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 756 Simerson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 756 Simerson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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