761 Barnerville Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 761 Barnerville Rd, Howes Cave, NY 12092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,700 sqft · built 1965
Lot Size1.55 acres (67,518 sqft)
Owner2 Individual Names on Record
Last Sale$169,000 (Aug 2017)
Tax Bill$5,061 (2026)
Deeds & MortgagesAug 2017 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN432689 57.-5-25

Property Details

APN / Parcel Number

Primary APN432689 57.-5-25
Alternative APNs
  • 268905700000050250000000
  • 435J100011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,700 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,800 sqft
Basement Area900 sqft
Finished Basement900 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area67,518 sqft (1.55 acres)
Lot Width286 ft Width
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area560 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number435J100011
Street Address761 BARNERVILLE RD
CityHOWES CAVE
StateNY
Zip12092-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionGARAGE ATT 8 X 25 SUN ROOM CONTRACT SALE
Legal Block5
Legal Lot Number25.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group2
Census Block2015
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address761 BARNERVILLE RD, HOWES CAVE, NY 12092-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2017Deed of Trust, Mortgage · Commercial Mortgage
HOMESTEAD FUNDING CORP
Aug 4, 2017Deed, Transfer
NOT AVAILABLE, GEORGE SLINGERLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2017 · Amount on Record
Deed SaleAug 4, 2017 · Amount on Record
Prior SaleJun 8, 2011 · Amount on Record
Deed Book / Page1050 / 176
Prior Transfer DateApr 3, 2007
Prior Transfer Doc0000000833/000000017
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address761 BARNERVILLE RD, HOWES CAVE, NY 12092-2006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001768/0000000100
DateAug 4, 2017
Book Page0000001768/0000000100
Instrument000000723620
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term353 Months
DueJan 1, 2047

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateAug 4, 2017
Property Address761 BARNERVILLE RD, HOWES CAVE, NY 12092-2006
Document Number0000001050/0000000176
Book / Page0000001050 / 0000000176
Instrument DateJul 31, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, GEORGE SLINGERLAND

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address761 BARNERVILLE RD, HOWES CAVE, NY 12092-2006
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,061.00 (+6.08%)
2025$4,771.00 (+2.76%)$105,000 (-) Land $10,700 Building $94,300$214,286 (+16.33%) Land $21,837 Building $192,449
2023$105,000 Land $10,700 Building $94,300$184,211 Land $18,772 Building $165,439
2020$4,643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1996–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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