Schoharie County and Cobleskill Town property record for 727 Barnerville Rd, Howes Cave, NY 12092
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 5 ba · 2,733 sqft · built 1850 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2004) |
| Tax Bill | $6,220 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-5-21 |
| Primary APN | 432689 57.-5-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,733 sqft Total Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 1,087 sqft |
| Upper Floors Area | 126 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 239,580 sqft (5.5 acres) |
| Lot Width | 520 ft Width |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100389 |
|---|---|
| Street Address | 727 BARNERVILLE RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Block | 5 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 173, HOWES CAVE, NY 12092-0173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2004 · Amount on Record |
| Deed Sale | Sep 14, 2004 · Amount on Record |
| Prior Sale | Jul 31, 1996 · Amount on Record |
| Deed Book / Page | 769 / 257 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,220.00 (+6.13%) Veteran's exemption | ||
| 2025 | $5,861.00 (+15.26%) | $132,300 (-) Land $21,000 Building $111,300 | $270,000 (+16.33%) Land $42,857 Building $227,143 |
| 2023 | $132,300 Land $21,000 Building $111,300 | $232,105 Land $36,842 Building $195,263 | |
| 2020 | $5,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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