7605 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 7605 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,090 sqft · built 1956
Lot Size	0.863 acres (37,592 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jul 2020)
Tax Bill	$566 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-042-012`

Property Details

APN / Parcel Number

Primary APN	`08-042-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	37,592 sqft (0.863 acres)
Garage Type	Carport
Garage Area	296 sqft
Carport	Carport
Carport Area	296 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	282 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7605 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7548
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	0.863A 7727-364
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3018
Census Tract	20204

Owner

7605 Morgan Mill Rd, a rural home, is owned and occupied by two individuals who bought it in July 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Mar 21, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	202024862
Deed Book / Page	7727 / 364
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008151493
Date	Jun 28, 2021
Book Page	8151/493
Instrument	30460

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 7, 2020
Property Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548
Document Number	0007727364
Book / Page	7727 / 364
Instrument Date	Jul 7, 2020
Instrument	24862
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 LUKE CT, 3301, MONROE, NC 28112-8303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548

Mortgage

Document Number	0000024863
Date	Jul 7, 2020
Instrument	24863

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 21, 2019
Property Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548
Document Number	7334402
Book / Page	007334 / 000402
Instrument Date	Mar 21, 2019
Instrument	7164
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$176.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 LUKE CT MONROE NC 28112, MONROE, NC 28112

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7605 MORGAN MILL RD, MONROE, NC 28110-7548
Document Number	7132210
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7605 MORGAN MILL RD MONROE NC 281107548, MONROE, NC 28110-7548

Mortgage

Document Number	7132210
Date	Apr 6, 2018
Book Page	007132/000210
Instrument	8918

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7605 Morgan Mill Rd was $566.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,000 (-) Land $29,600 Building $82,400	$112,000 (-) Land $29,600 Building $82,400
2025	$566.00	$112,000 Land $29,600 Building $82,400	$112,000 Land $29,600 Building $82,400
2023	$563.00	$89,900 Land $8,900 Building $81,000	$89,900 Land $8,900 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7605 Morgan Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7605 Morgan Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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