7321 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 7321 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,253 sqft · built 1989
Lot Size	2.15 acres (93,741 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2021)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-042-006C`

Property Details

APN / Parcel Number

Primary APN	`08-042-006C`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,253 sqft Living Area
1st Floor Area	3,253 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	93,741 sqft (2.15 acres)
Garage Type	Attached
Garage Area	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7321 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	2.152A 7824-443
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3020
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7321 MORGAN MILL RD, MONROE, NC 28110-7545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202154825
Deed Book / Page	8317 / 722
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	5841813
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 18, 2021
Property Address	7321 MORGAN MILL RD, MONROE, NC 28110-7545
Document Number	8317722
Book / Page	8317 / 722
Instrument Date	Nov 15, 2021
Instrument	54825
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7321 MORGAN MILL RD, MONROE, NC 28110-7545

Mortgage

Document Number	54826
Date	Nov 18, 2021
Instrument	54826

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2020
Property Address	7321 MORGAN MILL RD, MONROE, NC 28110-7545
Document Number	0007824443
Book / Page	7824 / 443
Instrument Date	Sep 25, 2020
Instrument	38612
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 445, BOSTIC, NC 28018-0445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7321 MORGAN MILL RD, MONROE, NC 28110-7545

Mortgage

Document Number	0000038613
Date	Sep 28, 2020
Instrument	38613

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,200 (-) Land $93,600 Building $683,600	$777,200 (-) Land $93,600 Building $683,600
2025	$3,928.00 (+36.58%)	$777,200 (+69.25%) Land $93,600 Building $683,600	$777,200 (+69.25%) Land $93,600 Building $683,600
2023	$2,876.00	$459,200 Land $29,000 Building $430,200	$459,200 Land $29,000 Building $430,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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