7605 Bluff Point Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7605 Bluff Point Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,468 sqft · built 2002
Lot Size	0.068 acres (2,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jan 2017)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-300946`

Property Details

APN / Parcel Number

Primary APN	`01-300946`
Alternative APN	`300946`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,468 sqft Total Area
Basement Area	385 sqft
Finished Basement	385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,979 sqft (0.068 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300946
Street Address	7605 BLUFF POINT LN
City	ELKRIDGE
State	MD
Zip	21075-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 201 2,979 SQ' 7605 BLUFF POINT LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	201
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2047
Census Tract	601203

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7605 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	2017372-008
Deed Book / Page	17372 / 8
Record Updated	Sep 20, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 6, 2017
Property Address	7605 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0173720008
Book / Page	17372 / 008
Instrument Date	Jan 3, 2017
Instrument	17372-008
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOMELAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7605 BLUFF POINT LN, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	17372013
Date	Jan 6, 2017
Instrument	17372-013

Lender

Name	IMPAC FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,200 (+6.21%) Land $100,000 Building $252,200	$352,200 (-) Land $100,000 Building $252,200
2025	$4,928.00 (+56.49%)	$331,600 (+14.19%)	$352,200 (+21.28%) Land $100,000 Building $252,200
2023		$290,400 Land $70,000 Building $220,400	$290,400 Land $70,000 Building $220,400
2022	$3,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20