Howard County property record for 7618 Bluff Point Ln, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,594 sqft · built 2002 |
| Lot Size | 0.065 acres (2,814 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $434,900 (Dec 2023) |
| Tax Bill | $5,143 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-301004 |
| Primary APN | 01-301004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,594 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,814 sqft (0.065 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 301004 |
|---|---|
| Street Address | 7618 BLUFF POINT LN |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 207 2,814 SQ' 7618 BLUFF POINT LN NEW COLONY VILLAGE |
| Legal Subdivision | NEW COLONY VILLAGE |
| Legal Lot Number | 207 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 601203 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 19, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Dec 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2009 · Amount on Record |
| Deed Book / Page | 22211 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 17, 2026 |
| Property Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Document Number | 2332000458 |
| Book / Page | 23327 / 458 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Document Number | 2332000458, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 23327/458 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 19, 2023 |
| Property Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Document Number | 0222110065 |
| Book / Page | 22211 / 65 |
| Map Reference | PL 17327-17345 |
| Instrument Date | Dec 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2023 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Document Number | 0002221171 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 22211/71 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184110160 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 18411/160 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7618 BLUFF POINT LN, ELKRIDGE, MD 21075-7927 |
| Document Number | 0200610120 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 20061/120 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2048 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,100 (+6.2%) Land $100,000 Building $268,100 | $368,100 (-) Land $100,000 Building $268,100 | |
| 2025 | $5,143.00 (+59.82%) | $346,600 (+14.16%) | $368,100 (+21.25%) Land $100,000 Building $268,100 |
| 2023 | $303,600 (+6.22%) Land $70,000 Building $233,600 | $303,600 (-) Land $70,000 Building $233,600 | |
| 2022 | $3,218.00 | $285,833 | $303,600 Land $70,000 Building $233,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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