7601 Davis Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 7601 Davis Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,569 sqft · built 1975
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Oct 1998)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137-023-67`

Property Details

APN / Parcel Number

Primary APN	`137-023-67`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	375 sqft
Patio Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7601 DAVIS RD
City	MINT HILL
State	NC
Zip	28227-4537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L4 BB U/M
Legal Block	B
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1005
Census Tract	5718

Owner

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7601 DAVIS RD, MINT HILL, NC 28227-4537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 19, 2019	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L
Aug 12, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1998 · Amount on Record
Deed Sale	Oct 29, 1998 · Amount on Record
Deed Book / Page	10003 / 425
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2026
Property Address	7601 DAVIS RD, MINT HILL, NC 28227-4537
Document Number	0000033950
Book / Page	40320 / 446
Instrument Date	Feb 11, 2026
Instrument	202633950
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 DAVIS RD, MINT HILL, NC 28227-4537

Mortgage

Document Number	0000033950,
Date	Apr 6, 2026
Book Page	40320/446
Instrument	202633950

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jun 1, 2051

Interest

Rate	6.06%
Max Rate	-1%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	7601 DAVIS RD, MINT HILL, NC 28227-4537
Document Number	0000111437
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 DAVIS RD MINT HILL NC 282274537, MINT HILL, NC 28227-4537

Mortgage

Document Number	0000111437
Date	Aug 27, 2019
Book Page	033792/000432
Instrument	111437

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate	4.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7601 DAVIS RD, MINT HILL, NC 28227-4537
Document Number	0000115943
Book / Page	032072 / 000710
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7601 DAVIS RD MINT HILL NC 282274537, MINT HILL, NC 28227-4537

Mortgage

Document Number	0000115943
Date	Aug 25, 2017
Book Page	032072/000710
Instrument	115943

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+1.56%)	$273,400 Land $76,100 Building $197,300	$273,400 Land $76,100 Building $197,300
2024	$1,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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