7540 Davis Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 7540 Davis Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,774 sqft · built 1936
Lot Size	0.787 acres (34,282 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2018)
Tax Bill	$3,286 (2024)
Deeds & Mortgages	Mar 2024 Transfer Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`137-042-10`

Property Details

APN / Parcel Number

Primary APN	`137-042-10`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,774 sqft Living Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,282 sqft (0.787 acres)
View / Lot	Rural
Garage Area	750 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7540 DAVIS RD
City	MINT HILL
State	NC
Zip	28227-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L1A & P1B M64-818
Legal Subdivision	JOHN LARRY GRIFFITH
Legal Block	2
Legal Lot Number	1A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1004
Census Tract	5718

Owner

7540 Davis Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: Mecklenburg County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Intrafamily Transfer, Transfer
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	201878009
Deed Book / Page	32776 / 639
Last Transfer Date	Mar 11, 2024
Transfer Doc	0000026177
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 25, 2024
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Document Number	0000026177
Book / Page	38710 / 135
Instrument Date	Mar 11, 2024
Instrument	2024026177
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7540 DAVIS RD, MINT HILL, NC 28227-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 DAVIS RD, MINT HILL, NC 28227-9514

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026069
Date	Feb 10, 2021
Book Page	35658/356
Instrument	2021026069

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065842
Date	May 8, 2020
Book Page	34556/478
Instrument	2020065842

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 28, 2019
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Document Number	0000064138
Book / Page	033538 / 000522
Instrument Date	May 22, 2019
Instrument	64138
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 DAVIS RD MINT HILL NC 282279514, MINT HILL, NC 28227-9514

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 28, 2019
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Document Number	0000064137
Book / Page	033538 / 000520
Instrument Date	May 22, 2019
Instrument	64137
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 DAVIS RD MINT HILL NC 282279514, MINT HILL, NC 28227-9514

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 22, 2018
Property Address	7540 DAVIS RD, MINT HILL, NC 28227-9514
Document Number	0000078009
Book / Page	032776 / 000639
Instrument Date	Jun 22, 2018
Instrument	78009
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$230.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7540 DAVIS RD MINT HILL NC 282279514, MINT HILL, NC 28227-9514

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$462,200 Land $79,400 Building $382,800	$462,200 Land $79,400 Building $382,800
2024	$3,286.00 (-17.56%)
2023	$3,986.00	$457,200 Land $74,400 Building $382,800	$457,200 Land $74,400 Building $382,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7540 Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7540 Davis Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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