7600 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7600 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,873 sqft · built 1934
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Company Names on File
Last Sale	$940,000 (Aug 2022)
Tax Bill	$12,172 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-05-055`

Property Details

APN / Parcel Number

Primary APN	`799-05-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	1,621 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Street Address	7600 CARMEL ST
City	GILROY
State	CA
Zip	95020-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 3 LOT 20
Legal Subdivision	MILER & LUX WESTERN ADD
Legal Block	3
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1010
Census Tract	512511

Owner

Source: Santa Clara County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7600 CARMEL ST, GILROY, CA 95020-5019
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Grant Deed, Transfer · Line of Credit GTE FEDERAL CREDIT UNION
May 5, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 23, 2023	Intrafamily Transfer, Transfer
Aug 19, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202225360644
Last Transfer Date	Jan 30, 2023
Transfer Doc	0025441285
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 5, 2026
Property Address	7600 CARMEL ST, GILROY, CA 95020-5019
Document Number	0025983182
Instrument Date	Apr 28, 2026
Instrument	202625983182
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7600 CARMEL ST, GILROY, CA 95020-5019

Mortgage

Document Number	0025983183,
Date	May 5, 2026
Instrument	202625983183

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 5, 2026
Property Address	7600 CARMEL ST, GILROY, CA 95020-5019
Document Number	0025983184
Instrument Date	Apr 28, 2026
Instrument	202625983184
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7600 CARMEL ST, GILROY, CA 95020-5019

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 23, 2023
Property Address	7600 CARMEL ST, GILROY, CA 95020-5019
Document Number	0025441285
Map Reference	MB P PG 45
Instrument Date	Jan 30, 2023
Instrument	25441285
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7600 CARMEL ST, GILROY, CA 95020-5019

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 19, 2022
Property Address	7600 CARMEL ST, GILROY, CA 95020-5019
Document Number	0025360644
Map Reference	MB P PG 45
Instrument Date	Aug 3, 2022
Instrument	25360644
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 CARMEN STREET, GILROY, CA 95020

Mortgage

Document Number	0025360645
Date	Aug 19, 2022
Instrument	25360645

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,014,181 (+2%) Land $700,397 Building $313,784
2025	$12,172.00 (+1.61%) Homeowner's exemption	$994,296 (+5.78%) Land $686,664 Building $307,632
2024	$11,979.00 (+2.26%)
2023	$11,714.00 (-5.81%) Homeowner's exemption	$940,000 Land $660,000 Building $280,000
2022	$12,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

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