7571 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7571 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,121 sqft · built 1928
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Nov 2022)
Tax Bill	$14,404 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`799-19-002`

Property Details

APN / Parcel Number

Primary APN	`799-19-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area
1st Floor Area	1,667 sqft
2nd Floor Area	454 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1980
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	133 ft deep x 52 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7571 CARMEL ST
City	GILROY
State	CA
Zip	95020-5732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	JAS A CLAYTON & COS ADD
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1023
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7571 CARMEL ST, GILROY, CA 95020-5732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage PLG FAMILY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	202225401830
Last Transfer Date	Jan 3, 2024
Transfer Doc	0025751998
Record Updated	Sep 20, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 18, 2022
Property Address	7571 CARMEL ST, GILROY, CA 95020-5732
Document Number	0025401830
Map Reference	MB V PG 23-25
Instrument Date	Nov 2, 2022
Instrument	25401830
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7571 CARMEL ST, GILROY, CA 95020-5732

Mortgage

Document Number	0025401831
Date	Nov 18, 2022
Instrument	25401831

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7571 CARMEL ST, GILROY, CA 95020-5732
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7571 CARMEL ST, GILROY, CA 95020-5732

Mortgage

Document Number	0024965223
Date	May 18, 2021
Instrument	24965223

Lender

Name	PLG FAMILY LLC
Type	Non-Lending Institution
Address	GILROY, CA 95020

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,005,000 (-14.14%) Land $625,300 Building $379,700
2025	$14,404.00 (+2.19%)	$1,170,450 (+4.04%) Land $728,280 Building $442,170
2023	$14,096.00 (+68.9%)	$1,125,000 Land $700,000 Building $425,000
2022	$8,346.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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