Rio Grande County property record for 760 Spruce St, Del Norte, CO 81132
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1927 |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2025) |
| Tax Bill | $913 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage Jul 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R001808 |
| Primary APN | R001808 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 984 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Garage Type | Detached |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|
| Account Number | R001808 |
|---|---|
| Street Address | 760 SPRUCE ST |
| City | DEL NORTE |
| State | CO |
| Zip | 81132-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION DEL NORTE LOT 4 BLOCK 41 |
| Legal Range | 95 |
| Legal Township | 01 |
| Legal Section | 06 |
| Legal Subdivision | DEL NORTE |
| Legal Block | 41 |
| Legal Lot Number | 4 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | DEL NORTE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 976800 |
Source: Rio Grande County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2005 | Deed of Trust, Mortgage DEL NORTE FEDERAL SAVINGS & LOAN ASSN |
| Jul 14, 2005 | Deed of Trust, Mortgage DEL NORTE FEDERAL SAVINGS & LAON ASSN |
| Aug 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL TRUST BANK |
| Aug 25, 2025 | Warranty Deed, Transfer · FHA Mortgage CENTRAL TRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Deed Document Number | 202500456195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00520/1598 |
|---|---|
| Date | Jun 2, 2005 |
| Book Page | 520/1598 |
| Instrument | 200500388079 |
| Name | DEL NORTE FEDERAL SAVINGS & LOAN ASSN |
|---|---|
| Address | DEL NORTE, CO 81132 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00521/0724 |
|---|---|
| Date | Jul 14, 2005 |
| Book Page | 521/0724 |
| Instrument | 200500388673 |
| Name | DEL NORTE FEDERAL SAVINGS & LAON ASSN |
|---|---|
| Address | DEL NORTE, CO 81132 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 550 FRENCH ST 2, 2, DEL NORTE, CO 81132-3267 |
| Document Number | 202500456197 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 202500456197 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Aug 25, 2025 |
| Property Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Document Number | 202500456195 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 202500456195 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 760 SPRUCE ST, DEL NORTE, CO 81132-2256 |
| Document Number | 202500456196 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 202500456196 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 202500456197 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 202500456197 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Rio Grande County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Del Norte Town |
| Unified School District | Upper Rio Grande School District C-7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913.00 (+48.94%) | $11,470 (+44.59%) Land $940 Building $10,530 | $183,400 (+54.9%) Land $15,000 Building $168,400 |
| 2024 | $613.00 (+0.99%) | $7,933 (-) Land $435 Building $7,498 | $118,400 (-) Land $6,487 Building $111,913 |
| 2023 | $607.00 (+11.58%) | $7,933 (+14.37%) Land $435 Building $7,498 | $118,400 (+18.64%) Land $6,487 Building $111,913 |
| 2022 | $544.00 | $6,936 Land $396 Building $6,540 | $99,797 Land $5,700 Building $94,097 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DEL NORTE serves 1,429 people · EPA ID CO0153200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
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