Rio Grande County property record for 735 Spruce St, Del Norte, CO 81132
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,748 sqft · built 1901 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,500 (Jan 2017) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R001804 |
| Primary APN | R001804 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R001804 |
|---|---|
| Street Address | 735 SPRUCE ST |
| City | DEL NORTE |
| State | CO |
| Zip | 81132-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96 |
| Legal Description | SUBDIVISION DEL NORTE LOT 9 & S 20 FT LOT 10 BLOCK 50 |
| Legal Subdivision | DEL NORTE |
| Legal Block | 50 |
| Legal Lot Number | 9 |
| Jurisdiction | RIO GRANDE CO |
| Township / Civil Division | DEL NORTE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 976800 |
Source: Rio Grande County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Aug 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Jan 23, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on Record |
| Deed Sale | Jan 23, 2017 · Amount on Record |
| Prior Sale | Feb 21, 2007 · Amount on Record |
| Deed Document Number | 2017428951 |
| Deed Book / Page | 585 / 495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600457608 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 202600457608 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Document Number | 00607/1390 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 607/1390 |
| Instrument | 202200445889 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Document Number | 604/3311 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 604/3311 |
| Instrument | 202100443138 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Property Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 592/0963 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 592/0963 |
| Instrument | 201800433831 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO GRANDE CO |
| Recording Date | Jan 23, 2017 |
| Property Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Document Number | 00585/0495 |
| Book / Page | 585 / 0495 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 201700428951 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 735 SPRUCE ST, DEL NORTE, CO 81132-2253 |
| Document Number | 201700428952 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 201700428952 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Rio Grande County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Grande County |
| Municipality | Del Norte Town |
| Unified School District | Upper Rio Grande School District C-7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 (+17.98%) | $24,550 (+13.34%) Land $1,170 Building $23,380 | $392,850 (+21.52%) Land $18,750 Building $374,100 |
| 2023 | $1,657.00 (+26.39%) | $21,660 (+29.62%) Land $680 Building $20,980 | $323,275 (+34.45%) Land $10,148 Building $313,127 |
| 2022 | $1,311.00 | $16,711 Land $495 Building $16,216 | $240,442 Land $7,125 Building $233,317 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DEL NORTE serves 1,429 people · EPA ID CO0153200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ciello Fiber · Fixed Wireless | 1,000 / 1,000 |
| Jade Communications Fixed Wireless | 500 / 25 |
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