San Diego County property record for 760 Davis St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,616 sqft · built 2003 |
| Lot Size | 4.86 acres (212,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (Nov 2018) |
| Tax Bill | $8,974 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-082-05-00 |
| Primary APN | 281-082-05-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,616 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 212,137 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 760 DAVIS ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 TR 001652 |
| Legal Subdivision | DAVIS |
| Legal Tract | 001652 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20805 |
Source: San Diego County records · APN 281-082-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Nov 28, 2018 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Feb 15, 2007 · Amount on Record |
| Deed Document Number | 2018490125 |
| Prior Transfer Date | Apr 15, 2004 |
| Prior Transfer Doc | 0000372238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Document Number | 0000304791 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025-0304791 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 30, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Document Number | 0000662988 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0662988 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000076145 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020-0076145 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 28, 2018 |
| Property Address | 760 DAVIS ST, RAMONA, CA 92065-1708 |
| Document Number | 0000490125 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 490125 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 760 DAVIS ST RAMONA CA 920651708, RAMONA, CA 92065-1708 |
| Document Number | 490126 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 490126 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $836,298 (+2%) Land $295,832 Building $540,466 | |
| 2025 | $8,974.00 (+6.52%) | $819,901 (+4.04%) Land $290,032 Building $529,869 |
| 2023 | $8,425.00 (-0.77%) | $788,066 Land $278,771 Building $509,295 |
| 2022 | $8,490.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1980–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | About 1 in 103 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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