743 Davis St, Ramona, CA 92065 Property Records

San Diego County property record for 743 Davis St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1984
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Aug 2026)
Tax Bill	$8,301 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-091-10-00`

Property Details

APN / Parcel Number

Primary APN	`281-091-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	39,640 sqft (0.91 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	743 DAVIS ST
City	RAMONA
State	CA
Zip	92065-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 34 NLY 128 FT OF SLY 512 FT OF TR 001652
Legal Subdivision	DAVIS
Legal Tract	001652
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1010
Census Tract	20806

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 804, POWAY, CA 92074-0804
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Grant Deed, Transfer · Line of Credit MORTGAGE MORTGAGE
Aug 6, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Mar 14, 2022	Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Feb 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	2026229227
Prior Transfer Date	May 1, 2015
Prior Transfer Doc	0000260578
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2026
Property Address	743 DAVIS ST, RAMONA, CA 92065-1707
Document Number	0000229227
Instrument Date	Jul 21, 2026
Instrument	2026229227
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87,769.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229228,
Date	Aug 6, 2026
Instrument	2026229228

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	932 Months
Due	Apr 28, 2104

Interest

Rate	6.49%
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2026
Property Address	743 DAVIS ST, RAMONA, CA 92065-1707
Document Number	0000229226
Instrument Date	Jul 21, 2026
Instrument	2026229226
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9645 RANCHO DR, ESCONDIDO, CA 92029-8129

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2022
Property Address	743 DAVIS ST, RAMONA, CA 92065-1707
Document Number	0000111577
Map Reference	MAP 1652
Instrument Date	Feb 18, 2022
Instrument	2022-0111577
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 DAVIS ST, RAMONA, CA 92065-1707

Mortgage

Document Number	0000111578
Date	Mar 14, 2022
Instrument	2022-0111578

Lender

Name	SPROUT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	743 DAVIS ST, RAMONA, CA 92065-1707
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	743 DAVIS ST, RAMONA, CA 92065-1707

Mortgage

Document Number	0000091616
Date	Feb 5, 2021
Instrument	2021-0091616

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	743 DAVIS ST, RAMONA, CA 92065-1707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274890
Date	May 29, 2020
Instrument	2020-0274890

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,343 (+2%) Land $474,385 Building $304,958
2025	$8,301.00 (+15.26%)	$764,063 (+12.36%) Land $465,084 Building $298,979
2023	$7,202.00 (+33.92%)	$680,000 Land $413,000 Building $267,000
2022	$5,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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