76 Wilderness Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 76 Wilderness Ln, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,876 sqft · built 1981
Lot Size3.65 acres (158,994 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Jun 2017)
Tax Bill$4,577 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN621660A045

Property Details

APN / Parcel Number

Primary APN621660A045
Alternative APN
  • 3-0079-5253-00-0076.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,792 sqft Living Area
Gross Area3,752 sqft
1st Floor Area1,876 sqft
Basement Area1,324 sqft
Finished Basement916 sqft
Unfinished Basement408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleBi-Level
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area158,994 sqft
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area200 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number621660A045
Street Address76 WILDERNESS LN
CityDEFIANCE
StateMO
Zip63341-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionWILDERNESS #2 LOT 76
Legal SubdivisionWILDERNESS #2
Legal Lot Number76
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group3
Census Block3000
Census Tract312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address76 WILDERNESS LN, DEFIANCE, MO 63341-2402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2017 · Amount on Record
Deed SaleJun 8, 2017 · Amount on Record
Prior SaleSep 8, 2014 · Amount on Record
Deed Document Number2017350380
Deed Book / Page6756 / 729
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 8, 2017
Property Address76 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number0067560729
Book / Page006756 / 000729
Instrument DateJun 1, 2017
Instrument350380
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address76 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402

Mortgage

Document Number67560731
DateJun 8, 2017
Book Page006756/000731
Instrument350390
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJun 7, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,452 (-)$402,382 (-) Land $97,805 Building $304,577
2025$4,577.00$76,452 (+5.24%)$402,382 (+5.24%) Land $97,805 Building $304,577
2023$72,646
2022$382,347 Land $81,504 Building $300,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

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