St. Charles County property record for 75 Wilderness Ln, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,436 sqft · built 1984 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,900 (Oct 2021) |
| Tax Bill | $3,908 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 621660A044 |
| Primary APN | 621660A044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,668 sqft |
| Basement Area | 1,668 sqft |
| Finished Basement | 768 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 148,104 sqft |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 621660A044 |
|---|---|
| Street Address | 75 WILDERNESS LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | WILDERNESS #2 LOT 75 |
| Legal Subdivision | WILDERNESS #2 |
| Legal Lot Number | 75 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 312204 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 WILDERNESS LN, DEFIANCE, MO 63341-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Oct 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST BANK CENTRE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Apr 2, 2009 · Amount on Record |
| Deed Document Number | 202186920 |
| Prior Transfer Date | Dec 1, 2019 |
| Prior Transfer Doc | 2021R086920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 75 WILDERNESS LN, DEFIANCE, MO 63341-2402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070392083 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 7039/2083 |
| Instrument | 20190226000084720 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 20, 2021 |
| Property Address | 75 WILDERNESS LN, DEFIANCE, MO 63341-2402 |
| Document Number | 2021R086920 |
| Map Reference | MB 20 PG 91 |
| Instrument Date | Dec 1, 2019 |
| Instrument | 2021R-086920 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 VENTURA DR # DR1A, 51, LAKE OZARK, MO 65049-6512 |
| Name | Verified Name |
|---|---|
| Address | 75 WILDERNESS LN, DEFIANCE, MO 63341-2402 |
| Document Number | 2021R086922 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R-086922 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,274 (-) | $343,552 (-) Land $94,799 Building $248,753 | |
| 2025 | $3,908.00 (+2.36%) | $65,274 (+5.46%) | $343,552 (+5.46%) Land $94,799 Building $248,753 |
| 2024 | $3,818.00 | ||
| 2023 | $61,895 | ||
| 2022 | $325,763 Land $78,999 Building $246,764 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
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