Middlesex County and Stow Town property record for 76 Whitman St, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,506 sqft · built 1978 |
| Lot Size | 1.52 acres (66,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Aug 2022) |
| Tax Bill | $17,304 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-15 0061-9 |
| Primary APN | R-15 0061-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 4,438 sqft |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 66,603 sqft (1.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-15 0061-9 |
|---|---|
| Street Address | 76 WHITMAN ST |
| City | STOW |
| State | MA |
| Zip | 01775-1371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 WHITMAN ST, STOW, MA 01775-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Apr 25, 1994 · Amount on Record |
| Deed Book / Page | 80644 / 205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 76 WHITMAN ST, STOW, MA 01775-1371 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080250-283 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 80250/283 |
| Instrument | 86566 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Aug 29, 2022 |
| Property Address | 76 WHITMAN ST, STOW, MA 01775-1371 |
| Document Number | 080644-205 |
| Book / Page | 80644 / 205 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 132337 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 WHITMAN ST, STOW, MA 01775-1371 |
| Document Number | 0000132338 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 132338 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,304.00 (+24.29%) | $968,300 (+21.16%) Land $425,800 Building $542,500 | $878,571 (-6.24%) |
| 2025 | $13,922.00 (+3.55%) | $799,200 (+0.87%) Land $405,500 Building $393,700 | $937,080 |
| 2024 | $13,445.00 (-3.72%) | $792,300 (+2.87%) Land $388,400 Building $403,900 | |
| 2023 | $13,964.00 | $770,200 Land $307,100 Building $463,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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