68 Whitman St, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 68 Whitman St, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,134 sqft · built 1999
Lot Size	1.51 acres (66,081 sqft)
Owner	2 Individual Names on File
Last Sale	$674,000 (Jun 2021)
Tax Bill	$16,925 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-15 061-10`

Property Details

APN / Parcel Number

Primary APN	`R-15 061-10`
Alternative APNs	`STOW M:000R-15 P:061-10` `M:000R=15 P:061 =10`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	5,288 sqft
1st Floor Area	1,692 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,081 sqft (1.51 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-15 061-10
Street Address	68 WHITMAN ST
City	STOW
State	MA
Zip	01775-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	LAND STOW
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2011
Census Tract	323101

Owner

68 Whitman St is owned by two individuals who acquired it in June 2025.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 WHITMAN ST, 6, SOMERVILLE, MA 02144-1616
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit BRIDGE CREDIT UNION
Jun 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jun 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RTN FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Jul 18, 2008 · Amount on File
Deed Document Number	2021148066
Deed Book / Page	78141 / 564
Last Transfer Date	Jun 13, 2025
Transfer Doc	084242-123
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	Apr 15, 2026
Property Address	68 WHITMAN ST, STOW, MA 01775-1371
Document Number	085473-449
Book / Page	85473 / 449
Instrument Date	Apr 10, 2026
Instrument	202642007
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WHITMAN ST, STOW, MA 01775-1371

Mortgage

Document Number	0000042007,
Date	Apr 15, 2026
Book Page	85473/449
Instrument	202642007

Lender

Name	BRIDGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 18, 2025
Property Address	68 WHITMAN ST, STOW, MA 01775-1371
Document Number	084242-123
Book / Page	84242 / 123
Instrument Date	Jun 13, 2025
Instrument	69081
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 WHITMAN ST # 6, 6, SOMERVILLE, MA 02144-1616

Mortgage

Document Number	0000069082
Date	Jun 18, 2025
Instrument	69082

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 30, 2021
Property Address	68 WHITMAN ST, STOW, MA 01775-1371
Document Number	078141-564
Book / Page	78141 / 564
Instrument Date	Jun 30, 2021
Instrument	148066
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	68 WHITMAN ST, STOW, MA 01775-1371

Mortgage

Document Number	0000148067
Date	Jun 30, 2021
Instrument	148067

Lender

Name	RTN FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 68 Whitman St was $16,925, up 3.3% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,925.00 (+3.33%)	$947,100 (+0.72%) Land $425,600 Building $521,500	$940,271 (+0.93%)
2025	$16,380.00 (+8.83%)	$940,300 (+6.02%) Land $405,400 Building $534,900	$931,570
2024	$15,051.00 (+10.6%)	$886,900 (+18.16%) Land $388,300 Building $498,600
2023	$13,608.00	$750,600 Land $307,000 Building $443,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Whitman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Whitman St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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