Avery County property record for 76 Whispering Pine Loop, Newland, NC 28657 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 4,605 sqft (0.106 acres) |
| Last Sale | $144,000 (2017) |
| Tax Bill | $658.00 (2025) |
| Primary APN | 1844-06-27-9584-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,176 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Basement Area | 352 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 4,605 sqft (0.106 acres) |
| Deck Area | 232 sqft Deck |
|---|---|
| Patio Area | 232 sqft Patio |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 78174 |
|---|---|
| Street Address | 76 WHISPERING PINE LOOP |
| City | NEWLAND |
| State | NC |
| Zip | 28657 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LH OAK HILLS 112 PLAT 15-123 |
| Legal Subdivision | LH OAK HILLS |
| Legal Lot Number | 112 |
| Jurisdiction | AVERY NC |
| Minor Civil Division | PINEOLA |
| Census Blockgroup | 3 |
| Census Block | 3044 |
| Census Tract | 930200 |
Source: Avery County records · APN 1844-06-27-9584-00000
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2777 LAND HBR, NEWLAND, NC 28657-7937 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 27, 2022 | Intrafamily Transfer, Transfer |
| Jul 01, 2022 | Intrafamily Transfer, Transfer |
| Jul 07, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Prior Sale | Oct 31, 2007 · Amount on Record |
| Deed Doc Number | 20174901 |
| Deed Book / Page | 514 / 2373 |
| Last Transfer Date | Jul 27, 2022 |
| Transfer Doc | 0000004311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0000006574 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 583/2344 |
| Instrument | 2022006574 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004962 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 581/94 |
| Instrument | 2022004962 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 1% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 27, 2022 |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0000004311 |
| Book / Page | 579 / 2436 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022004311 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR, 2777, NEWLAND, NC 28657-7937 |
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR, NEWLAND, NC 28657-7937 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 01, 2022 |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0000003857 |
| Book / Page | 579 / 292 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2022003857 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR, NEWLAND, NC 28657-7937 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 2021003925 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 562/1607 |
| Instrument | 2021003925 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Mar 27, 2020 |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005412327 |
| Book / Page | 000541 / 002327 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 1547 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR NEWLAND NC 286577937, NEWLAND, NC 28657-7937 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 30, 2019 |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005330873 |
| Book / Page | 000533 / 000873 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 3148 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR NEWLAND NC 286577937, NEWLAND, NC 28657-7937 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Dec 11, 2017 |
| Property Address | 76 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005142373 |
| Book / Page | 000514 / 002373 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 4901 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2777 LAND HBR NEWLAND NC 286577937, NEWLAND, NC 28657-7937 |
| Document Number | 5142375 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 000514/002375 |
| Instrument | 4902 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $658.00 | $164,600 (-) Land $20,000 Building $144,600 | $164,600 (-) Land $20,000 Building $144,600 |
| 2024 | $658.00 | ||
| 2023 | $658.00 | $164,600 Land $20,000 Building $144,600 | $164,600 Land $20,000 Building $144,600 |
Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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