Avery County property record for 54 Whispering Pine Loop, Newland, NC 28657 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1986 |
| Lot Size | 0.112 acres (4,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Oct 2025) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1844-10-27-9407-00000 |
| Primary APN | 1844-10-27-9407-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 384 sqft |
| Unfinished Basement | 384 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,897 sqft (0.112 acres) |
| Porch | Screened Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 75049 |
|---|---|
| Street Address | 54 WHISPERING PINE LOOP |
| City | NEWLAND |
| State | NC |
| Zip | 28657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LH OAK HILLS 110 PLAT 15-123 |
| Legal Subdivision | LH OAK HILLS |
| Legal Lot Number | 110 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | PINEOLA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 930200 |
Source: Avery County records · APN 1844-10-27-9407-00000
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1631 LAND HBR, NEWLAND, NC 28657-7914 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 07, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| May 07, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 07, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Sep 07, 2018 · Amount on Record |
| Deed Document Number | 20254091 |
| Deed Book / Page | 613 / 453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000000963 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 597/1160 |
| Instrument | 2024000963 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 03, 2025 |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0000004091 |
| Book / Page | 613 / 453 |
| Map Reference | MB 5 PG 16 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 2025004091 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2725 LAND HBR, NEWLAND, NC 28657-7935 |
| Name | Verified Name |
|---|---|
| Address | 1631 LAND HBR, NEWLAND, NC 28657-7914 |
| Document Number | 0000613455 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 613/455 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005430714 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 54 WHISPERING PINE LOOP NEWLAND NC 28657, NEWLAND, NC 28657 |
| Document Number | 0005430714 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 000543/000714 |
| Instrument | 2152 |
| Name | STATE EMPS CU |
|---|---|
| Address | NEWLAND, NC 28657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005320027 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 54 WHISPERING PINE LOOP NEWLAND NC 28657, NEWLAND, NC 28657 |
| Document Number | 0005320027 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 000532/000027 |
| Instrument | 2454 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 19, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 07, 2019 |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005302246 |
| Book / Page | 000530 / 002246 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 1810 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2725 LAND HBR NEWLAND NC 286577935, NEWLAND, NC 28657-7935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Sep 07, 2018 |
| Property Address | 54 WHISPERING PINE LOOP, NEWLAND, NC 28657 |
| Document Number | 0005240498 |
| Book / Page | 000524 / 000498 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 4781 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33 BOLENS CREEK RD BURNSVILLE NC 287147645, BURNSVILLE, NC 28714-7645 |
Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $918.00 (-1.61%) | $229,700 (-) Land $20,000 Building $209,700 | $229,700 (-) Land $20,000 Building $209,700 |
| 2024 | $933.00 (+1.63%) | $229,700 (-) Land $20,000 Building $209,700 | $229,700 (-) Land $20,000 Building $209,700 |
| 2023 | $918.00 (-1.82%) | $229,700 (-) Land $20,000 Building $209,700 | $229,700 (-) Land $20,000 Building $209,700 |
| 2022 | $935.00 | $229,700 Land $20,000 Building $209,700 | $229,700 Land $20,000 Building $209,700 |
Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 47 individual NFIP policies nearby |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 116 (1989–2024) |
| Claims Outside the SFHA | 22 of 116 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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