76 West St, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 76 West St, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,492 sqft · built 2000
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$791,000 (Jul 2026)
Tax Bill	$19,096 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372400 3.20-2-89`

Property Details

APN / Parcel Number

Primary APN	`372400 3.20-2-89`
Alternative APNs	`240000302000020890000000` `001650`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,492 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,260 sqft
2nd Floor Area	1,232 sqft
Upper Floors Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	750 sqft
Porch	Covered Porch
Porch Area	504 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	001650
Street Address	76 WEST ST
City	PATTERSON
State	NY
Zip	12563-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	89.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1006
Census Tract	10202

Owner

76 West St is owned by two individuals who bought it in July 2026.

Source: Putnam County and Patterson Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 ESSEX CT, BREWSTER, NY 10509-6535
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer RECORD AND RETURN TITLE, RECORD & RETURN TITLE
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage HUDSON VALLEY CREDIT UNION
May 25, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Jul 28, 2026 · Amount on File
Deed Document Number	20264710
Deed Book / Page	2450 / 173
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 28, 2026
Property Address	76 WEST ST, PATTERSON, NY 12563-2764
Document Number	0000004709
Book / Page	2450 / 169
Instrument Date	Jul 28, 2026
Instrument	20264709
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	RECORD AND RETURN TITLE, RECORD & RETURN TITLE

Transaction

Amount	Amount on Record
Tax	$319,564.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM NY
Recording Date	Jul 28, 2026
Property Address	76 WEST ST, PATTERSON, NY 12563-2764
Document Number	0000004710
Book / Page	2450 / 173
Instrument Date	Jul 28, 2026
Instrument	20264710
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	RECORD AND RETURN TITLE, RECORD & RETURN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319,564.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 ESSEX CT, BREWSTER, NY 10509-6535

Mortgage

Document Number	0000004711,
Date	Jul 28, 2026
Instrument	20264711

Lender

Name	HUDSON VALLEY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	76 WEST ST, PATTERSON, NY 12563-2764
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 WEST ST, PATTERSON, NY 12563-2764

Mortgage

Document Number	0076510319
Date	May 25, 2022
Book Page	7651/319
Instrument	4990-2022

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	PATTERSON, NY 12563

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 76 West St was $19,096, up 1.9% from the year before.

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,096.00 (+1.91%)	$689,800 (+9.16%) Land $110,300 Building $579,500	$689,800 (+9.16%) Land $110,300 Building $579,500
2024	$18,738.00	$631,900 (+6.01%) Land $104,100 Building $527,800	$631,900 (+6.01%) Land $104,100 Building $527,800
2023		$596,100 (+11.01%) Land $98,200 Building $497,900	$596,100 (+11.01%) Land $98,200 Building $497,900
2022		$537,000 Land $82,500 Building $454,500	$537,000 Land $82,500 Building $454,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON GREEN CONDOMINIUM private · serves 120 people · EPA ID NY3921710
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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