49 West St, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 49 West St, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,322 sqft · built 2000
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$304,700 (Sep 2000)
Tax Bill	$17,034 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 3.20-2-99`

Property Details

APN / Parcel Number

Primary APN	`372400 3.20-2-99`
Alternative APNs	`240000302000020990000000` `001650`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,322 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	38,768 sqft (0.89 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	001650
Street Address	49 WEST ST
City	PATTERSON
State	NY
Zip	12563-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	99.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1005
Census Tract	10202

Owner

49 West St is owned and occupied by an individual who acquired it in June 2008.

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	49 WEST ST, PATTERSON, NY 12563-2761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2000 · Amount on File
Deed Sale	Sep 25, 2000 · Amount on File
Deed Book / Page	1524 / 405
Last Transfer Date	Jun 25, 2008
Transfer Doc	0018100199
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	49 WEST ST, PATTERSON, NY 12563-2761
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 WEST ST, PATTERSON, NY 12563-2761

Mortgage

Document Number	0080290344
Date	Oct 15, 2025
Book Page	8029/344
Instrument	6266-2025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	49 WEST ST, PATTERSON, NY 12563-2761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070130220
Date	Dec 31, 2019
Book Page	7013/220
Instrument	16486-2019

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$604,400 (+6%) Land $108,500 Building $495,900	$604,400 (+6%) Land $108,500 Building $495,900
2024	$17,034.00	$570,200 (+6%) Land $102,400 Building $467,800	$570,200 (+6%) Land $102,400 Building $467,800
2023		$537,900 (+11%) Land $96,600 Building $441,300	$537,900 (+11%) Land $96,600 Building $441,300
2022		$484,600 Land $81,200 Building $403,400	$484,600 Land $81,200 Building $403,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON GREEN CONDOMINIUM private · serves 120 people · EPA ID NY3921710
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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