76 Toby Ln, Monticello, FL 32344 Property Records

Jefferson County property record for 76 Toby Ln, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,508 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2022)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-3N-5E-0000-0045-0000`

Property Details

APN / Parcel Number

Primary APN	`31-3N-5E-0000-0045-0000`
Alternative APN	`12261`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	315 sqft
Porch	Open Porch
Porch Area	405 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	76 TOBY LN
City	MONTICELLO
State	FL
Zip	32344-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 ACRE IN W1-2 OF SW1-4 E OF US 19 ORB 414/600 & 737/840
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Lot Number	31
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1024
Census Tract	250106

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	76 TOBY LN, MONTICELLO, FL 32344-4428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 25, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 27, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	202233002132
Deed Book / Page	825 / 17
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Jul 13, 2022
Property Address	76 TOBY LN, MONTICELLO, FL 32344-4428
Document Number	0008250017
Book / Page	825 / 17
Instrument Date	Jul 8, 2022
Instrument	202233002132
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 TOBY LN, 76, MONTICELLO, FL 32344-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 TOBY LN, MONTICELLO, FL 32344-4428

Mortgage

Document Number	0000082520
Date	Jul 13, 2022
Instrument	825/20

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	76 TOBY LN, MONTICELLO, FL 32344-4428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007370242
Date	Jan 31, 2017
Book Page	0737/0242
Instrument	201733000288

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 25, 2020
Property Address	76 TOBY LN, MONTICELLO, FL 32344-4428
Document Number	0007810431
Book / Page	781 / 431
Instrument Date	Mar 19, 2020
Instrument	202033000793
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 TOBY LN, 76, MONTICELLO, FL 32344-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 TIMBERWOOD CIR S, TALLAHASSEE, FL 32304-2685

Mortgage

Document Number	0000781434
Date	Mar 25, 2020
Instrument	781/434

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Feb 27, 2017
Property Address	76 TOBY LN, MONTICELLO, FL 32344-4428
Document Number	0007370840
Book / Page	0737 / 0840
Instrument Date	Feb 24, 2017
Instrument	201733000482
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NORTH FL ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 TOBY LN, 76, MONTICELLO, FL 32344-4428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 TOBY LN, MONTICELLO, FL 32344-4428

Mortgage

Document Number	0007370843
Date	Feb 27, 2017
Instrument	0737/0843

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 Homeowner's exemption	$163,549 (-3.67%) Land $11,000 Building $152,549	$163,549 (-3.67%) Land $11,000 Building $152,549
2024	$2,031.00 (-6.1%) Homeowner's exemption	$169,778 (+0.74%) Land $17,000 Building $152,778	$169,778 (+0.74%) Land $17,000 Building $152,778
2023	$2,163.00 (+54.17%) Homeowner's exemption	$168,528 (+41.24%) Land $15,000 Building $153,528	$168,528 (+7.48%) Land $15,000 Building $153,528
2022	$1,403.00 Homeowner's exemption	$119,318	$156,806 Land $12,000 Building $144,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

76 Toby Ln, Monticello, FL 32344 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Toby Ln

Nearby Streets

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