Jefferson County property record for 128 Toby Ln, Monticello, FL 32344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,887 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,167 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-3N-5E-0000-0048-0000 |
| Primary APN | 31-3N-5E-0000-0048-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,887 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2002 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 43,560 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 128 TOBY LN |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-3401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 ACRE IN W1/2 OF SW1/4 EAST OF US 19 0RB 538 P 204 & 552 P 414 & 677 P 310 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 31 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 250106 |
Source: Jefferson County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 TOBY LN, MONTICELLO, FL 32344-3401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2012 |
| Transfer Doc | 0006770310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 128 TOBY LN, MONTICELLO, FL 32344-3401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 128 TOBY LN, MONTICELLO, FL 32344-3401 |
| Document Number | 0008160441 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 816/441 |
| Instrument | 202233000222 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,167.00 Homeowner's exemption Veteran's exemption | $101,279 (+2.9%) | $161,292 (-4.5%) Land $11,000 Building $150,292 |
| 2024 | $1,167.00 (+4.01%) Senior Citizen's exemption | $98,425 (+3%) | $168,898 (+4.51%) Land $17,000 Building $151,898 |
| 2023 | $1,122.00 (+22.89%) Senior Citizen's exemption | $95,558 (+3%) | $161,609 (+10.06%) Land $15,000 Building $146,609 |
| 2022 | $913.00 | $92,775 | $146,831 Land $12,000 Building $134,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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