Monmouth County and Howell Township property record for 74 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,481 sqft · built 2003 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $370,000 (Mar 2020) |
| Tax Bill | $9,735 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00116-0000-00002-03 |
| Primary APN | 21-00116-0000-00002-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,481 sqft Living Area |
| 1st Floor Area | 2,543 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 729 sqft |
| Shed | 1 Shed |
| Shed Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 049180 |
|---|---|
| Street Address | 74 SMITH ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Block | 116 |
| Legal Lot Number | 2.3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 811301 |
74 Smith St is owned by a company that bought it in March 2020.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 74 SMITH ST, HOWELL, NJ 07731-8529 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2020 | Grant Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG |
| Jun 1, 2019 | Deed of Trust, Mortgage BRUCE BZURA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Mar 2, 2006 · Amount on File |
| Deed Document Number | 202032158 |
| Deed Book / Page | 9403 / 9873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 27, 2020 |
| Property Address | 74 SMITH ST, HOWELL, NJ 07731-8529 |
| Document Number | 0000032158 |
| Book / Page | 009403 / 009873 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 32158 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 SMITH ST HOWELL NJ 077318529, HOWELL, NJ 07731-8529 |
| Document Number | 32159 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 009403/009879 |
| Instrument | 32159 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 74 SMITH ST, HOWELL, NJ 07731-8529 |
| Document Number | 0000055227 |
| Instrument Date | Jun 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 74 SMITH ST HOWELL NJ 077318529, HOWELL, NJ 07731-8529 |
| Document Number | 0000055227 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 009354/003419 |
| Instrument | 55227 |
| Name | BRUCE BZURA |
|---|---|
| Address | 224 TRACY DR, MORGANVILLE, NJ 07751-1670 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 74 Smith St was $9,735, up 5.9% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,200 (+8.5%) Land $261,500 Building $353,700 | $615,200 (+8.5%) Land $261,500 Building $353,700 | |
| 2025 | $9,735.00 (+5.86%) | $567,000 Land $216,500 Building $350,500 | $567,000 Land $216,500 Building $350,500 |
| 2024 | $9,196.00 | ||
| 2023 | $474,800 Land $151,500 Building $323,300 | $474,800 Land $151,500 Building $323,300 | |
| 2022 | $9,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 74 Smith St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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