76 Roan Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 76 Roan Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Multi-Story Office Building
Details	480 sqft · built 1948
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$119,000 (Jul 2022)
Tax Bill	$679 (2025)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0880-16-92-6759`

Property Details

APN / Parcel Number

Primary APN	`0880-16-92-6759`
Alternative APNs	`9900406000` `009900406` `555784469`

Interior

Stories	1 Story
Building Area	480 sqft Total Area

Exterior

Year Built	Built 1948
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	555784469
Street Address	76 ROAN RD
City	SPRUCE PINE
State	NC
Zip	28777-5217
Property Category	Commercial
Property Type	Commercial > Office > Multi-Story Office Building
Legal Description	GENOFF
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1025
Census Tract	950300

Owner

Source: Mitchell County assessment roll, APN 0880-16-92-6759, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	142 RIVERSIDE DR, SPRUCE PINE, NC 28777-5311
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	2022002091
Deed Book / Page	646 / 396
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 15, 2022
Property Address	76 ROAN RD, SPRUCE PINE, NC 28777-5217
Document Number	000646/396
Book / Page	646 / 396
Map Reference	MB 1 PG 183
Instrument Date	Jul 14, 2022
Instrument	2022002091
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	823 WHITE OAK RD, 823, BAKERSVILLE, NC 28705-8143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 RIVERSIDE DR, SPRUCE PINE, NC 28777-5311

Mortgage

Document Number	2022002092
Date	Jul 15, 2022
Instrument	2022002092

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 14, 2029

Tax Assessment & Valuation

Source: Mitchell County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Municipality	Spruce Pine Town
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$679.00	$121,300 (-) Land $28,000 Building $93,300
2023	$679.00	$121,300 Land $28,000 Building $93,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), as of May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219503001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 189 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0161010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.