181 Roan Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 181 Roan Rd, Spruce Pine, NC 28777

Property Summary

Property TypeCommercial
Details5,720 sqft · built 1926
Lot Size0.189 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$350,000 (Sep 2025)
Tax Bill$561 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0880-16-92-1758

Property Details

APN / Parcel Number

Primary APN0880-16-92-1758
Alternative APN
  • 001100411

Interior

Stories1 Story
Building Area5,720 sqft Total Area

Exterior

Year BuiltBuilt 1926
Construction TypeWood
Lot Area8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number001100411
Street Address181 ROAN RD
CitySPRUCE PINE
StateNC
Zip28777-2638
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAP 6 BLK 6 LOT 2
Legal Block6
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1038
Census Tract950300

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address181 ROAN RD, SPRUCE PINE, NC 28777-2638
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2025 · Amount on Record
Deed SaleSep 9, 2025 · Amount on Record
Deed Document Number2025001517
Deed Book / Page682 / 67
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateSep 9, 2025
Property Address181 ROAN RD, SPRUCE PINE, NC 28777-2638
Document Number0000682/67
Book / Page682 / 67
Instrument DateSep 8, 2025
Instrument2025001517
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address254 SOUTHRIDGE DR, SPRUCE PINE, NC 28777-8515

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 ROAN RD, SPRUCE PINE, NC 28777-2638

Mortgage

Document Number2025001518
DateSep 9, 2025
Instrument2025001518
Lender
NameLLOYD GREGORY HUFFMAN ETUX
TypePrivate Party
Agreement
AmountAmount Recorded
Term121 Months
DueOct 15, 2035

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$561.00 (-25.1%)$100,300 (-25.04%) Land $28,500 Building $71,800
2023$749.00$133,800 Land $28,500 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRUCE PINE
serves 5,661 people · EPA ID NC0161010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roan Rd

Nearby Streets

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