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76 River Dr, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 76 River Dr, Trout Valley, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,560 sqft · built 1956
Lot Size0.838 acres (36,521 sqft)
OwnerIndividual Name on Record
Last Sale$213,000 (Nov 2016)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-24-129-016

Property Details

APN / Parcel Number

Primary APN19-24-129-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,560 sqft
1st Floor Area883 sqft
2nd Floor Area1,677 sqft

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area36,521 sqft (0.838 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address76 RIVER DR
CityTROUT VALLEY
StateIL
Zip60013-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0044616 LT 76 TROUT VALLEY DIVISION E
Legal Range08E
Legal Township43N
Legal Section24
Legal SubdivisionTROUT VALLEY DIVISION
Legal Block129
Legal Lot Number76
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2009
Census Tract871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address76 RIVER DR, TROUT VALLEY, IL 60013-2433
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2016 · Amount on Record
Deed SaleNov 16, 2016 · Amount on Record
Prior SaleMay 5, 2016
Deed Document Number0000044616
Record UpdatedJun 7, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address76 RIVER DR, TROUT VALLEY, IL 60013-2433
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025374
DateOct 6, 2023
Instrument2023R0025374
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address76 RIVER DR, TROUT VALLEY, IL 60013-2433
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052660
DateSep 27, 2021
Instrument2021R0052660
Lender
NameLIFESTONE MORTGAGE CORP
TypeMortgage Company
AddressHAMPSHIRE, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityTrout Valley Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$110,812 Land $32,284 Building $78,528$332,436 Land $96,852 Building $235,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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