McHenry County property record for 1 River Dr, Trout Valley, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,697 sqft · built 1958 |
| Lot Size | 0.514 acres (22,430 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-13-329-005 |
| Primary APN | 19-13-329-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,697 sqft |
| 1st Floor Area | 2,697 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 22,430 sqft (0.514 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1 RIVER DR |
|---|---|
| City | TROUT VALLEY |
| State | IL |
| Zip | 60013-2449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0013521 LT 1 TROUT VALLEY RESUB MEMO: REINHARD, PATRICIA K REV LIV TR |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 13 |
| Legal Subdivision | TROUT VLY DIV C |
| Legal Block | 329 |
| Legal Lot Number | 1 200 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 871600 |
1 River Dr is owner-occupied and held in a trust since April 2020.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1 RIVER DR, TROUT VALLEY, IL 60013-2449 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2020 |
| Deed Sale | Apr 17, 2020 |
| Prior Sale | May 30, 2019 · Amount on File |
| Deed Document Number | 2019R0015272 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 30, 2019 |
| Property Address | 1 RIVER DR, TROUT VALLEY, IL 60013-2449 |
| Document Number | 0000015272 |
| Map Reference | DOC295181MB12PG41 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019R0015272 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 RIVER DR, TROUT VALLEY, IL 60013-2449 |
| Document Number | 0000015273 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019R0015273 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Trout Valley Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $107,509 Land $27,416 Building $80,093 | $322,527 Land $82,248 Building $240,279 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 River Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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